The Impact of the Recession on Travel to Europe 2009/10
Over the past year the credit card crunch has seen the nation tighten its belt and feel the squeeze. The prosperous era of ’splashing out’ has come to an abrupt end and given way to feelings of thrift and frugality that have led us all to keep a beady eye on the balance sheet. The [...]
Continue reading...8. February 2010
The Impact of the Recession on Travel to Europe 2009/10
Over the past year the credit card crunch has seen the nation tighten its belt and feel the squeeze. The prosperous era of ’splashing out’ has come to an abrupt end and given way to feelings of thrift and frugality that have led us all to keep a beady eye on the balance sheet. The [...]
Continue reading...8. February 2010
It’s Not the Sunshine: Why Snowbirds Become Floridians
For many snowbirds lured to Florida, the biggest attraction is not the presence of sunshine. It’s the absence of Florida estate taxes. Many snowbirds who own homes in both New York and Florida are changing their domicile to Florida according to Attorney Allan R. Lipman who is licensed both in New York and Florida. These not [...]
Continue reading...6. February 2010
Small Business Owners Gather in Nation’s Capital to Fight the Swiping of America
Main Street America says excessive swipe fees hinder job growth and unfairly raise consumer prices Small business owners from across the country joined Consumers for Competitive Choice (C4CC) President Bob Johnson, Executive Director Jim Conran, and Jennifer Cavallaro, Owner of The Beehive Cafe in Bristol, RI in Washington, DC, today to discuss with Members of Congress [...]
Continue reading...6. February 2010
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Retail Industry Job Gains Lead January Jobs Report
According to the report, the U.S. economy shed 22,000 jobs in January, while the unemployment rate dropped to 9.7 percent. Even so, the labor market remains weak, with more than 4 million American jobs lost in the past year and 8.4 million jobs lost since the recession began in December 2007. The retail industry added [...]
Continue reading...3. February 2010
Unveiling the Truth About Identity Theft
Over the past five years, identity theft has become a growing, nationwide concern annually affecting approximately 10 million Americans and their credit cards. It’s an issue that is difficult to detect until it is too late and hard to understand the impact of until experienced firsthand. According to the FTC, the recovery process can [...]
Continue reading...3. February 2010
Thinking Of Cutting Up Your Credit Cards?
Getting a new financial start in the new year may mean ditching credit cards in favor of cash. Although living without credit cards has financial benefits, a Kansas State University expert said there are a few things to consider before taking scissors to your plastic. “Living card-free takes away a lot of the spending temptations and generally [...]
Continue reading...1. February 2010
The Debt Diva Cautions New Credit Card Law Does Not Protect Against High Interest Rates
Clarky Davis, The Debt Diva, Warns New Credit Card Accountability, Responsibility and Disclosure Act is Not A Cure for Financial Woes Clarky Davis, The Debt Diva and credit advisor at CareOne Services, Inc. today counseled that the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) has new regulations that will benefit consumers; however, the [...]
Continue reading...1. February 2010
Debt Settlement Foundation Helps Consumers Reach Financial Freedom in 2010
The Debt Settlement Foundation announces its launch of a new website to help consumers eliminate debt, modify their spending habits, and focus on a solution that will guide them to a more financially stable life. “At the Debt Settlement Foundation, we help clients settle their total outstanding unsecured credit balances significantly,” says Debt Settlement Foundation [...]
Continue reading...1. February 2010
Identity Theft 911 Offers Tips for National Data Privacy Day
Consumers and businesses globally spend hours each day exploring the Internet for news, information, and communications purposes. Today’s National Data Privacy Day serves as an important reminder that consumers need to protect their own personal information when accessing the World Wide Web and businesses need to safeguard the information which they are responsible for collecting [...]
Continue reading...1. February 2010
Mortgage Rates Inch Lower
The average conforming 30-year fixed mortgage rate fell for the fourth consecutive week, settling at 5.13 percent according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.49 discount and origination points. The average 15-year fixed mortgage dropped to 4.54 percent but the larger jumbo 30-year fixed rate moved higher to [...]
Continue reading...28. January 2010
Consumers Encouraged to Protect Their Privacy Online
iKeepSafe, Florida Attorney General Bill McCollum and AT&T Recognize National Data Privacy Day by Providing Consumer credit card Tips on How to Protect Your Privacy Online The Internet offers an exciting world of information and entertainment at the click of a mouse. Consumers are spending hours surfing, shopping, playing games and communicating online, but as with [...]
Continue reading...28. January 2010
Credit Card Statements Will Have A New Look in February
NFCC Works with Lenders to Encourage Consumers to get Help from Certified Counselors Sooner The Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly known as the CARD Act, has been signed into law and the Board of Governors of the Federal Reserve System has issued a final rule elaborating on some of the CARD [...]
Continue reading...25. January 2010
New Bill Signed by President Obama Allows Taxpayers to Claim Haiti-Related Contributions on 2009 Tax Return
Jackson Hewitt® Alerts Taxpayers About Options for Claiming Taxpayers wishing to lend their support to relief efforts in Haiti now have an additional incentive to do so, thanks to new legislation signed into law by President Obama. Through the new bill, H.R. 4462, taxpayers have two options regarding monetary contributions for Haitian Earthquake Relief. They can [...]
Continue reading...25. January 2010
After the Near Collapse of Wall Street… What’s Next for the Real Estate Industry?
2nd Annual International Real Estate Capital Markets Conference In light of the current challenging economic conditions for real estate capital markets, Columbia Business School and Goodwin Procter LLP have partnered to present the 2010 International Real Estate Capital Markets Conference on Jan. 29, at the TimesCenter, 242 West 41st Street, N.Y. (agenda follows). The keynote speaker will [...]
Continue reading...22. January 2010
Mortgage Rates Down for a Third Straight Week
The average conforming 30-year fixed mortgage fell again this week, to 5.15 percent according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.45 discount and origination points. The average 15-year fixed mortgage dropped to 4.56 percent while the larger jumbo 30-year fixed rate retreated to 5.93 percent. Adjustable rate mortgages [...]
Continue reading...22. January 2010
China’s Economy Not a Bubble
It was announced today that China’s GDP grew 10.7% last quarter over a year ago, its fastest pace since 2007. There is now speculation that China’s central bank will start raising their benchmark interest rate in order to tighten debt lending in the country. In fact, China’s central bank last week raised reserve requirements and [...]
Continue reading...20. January 2010
Uncle Sam Down and Out as Congress Prepares to Raise Debt Ceiling
Today the Employment Policies Institute’s (EPI) “Defeat the Debt” campaign will station eleven destitute Uncle Sams in New York City’s Times Square to beg for $12 trillion from taxpayers. The appearance comes one day before Congress is scheduled to begin debate on raising the debt ceiling, as the nation’s $12.3 trillion debt is coming dangerously [...]
Continue reading...20. January 2010
The Rapidly Developing Asia Pacific Makes Haste to Turn Waste to Energy, Finds Frost & Sullivan
The breakneck pace of business industrialization in the Asia Pacific has brought in its wake increased quantities of waste and a spurt in energy costs, population, and greenhouse gas emissions. Landfill disposal and incineration do not find favor with governments as they create space and environmental problems; thus, countries are increasingly turning to waste to [...]
Continue reading...18. January 2010
Bank of America Accepting Donations for American Red Cross’ Haitian Relief Efforts at All U.S. Banking Centers
In addition, Bank of America announced it will, at a customer’s request, waive associated foreign transaction fees for customers making a donation with a Bank of America debit or credit card to charitable organizations supporting Haitian relief efforts. This follows an announcement made yesterday by Visa, Mastercard and American Express to waive fees to select charities [...]
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8. February 2010
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