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New Study Shows ‘Intent’ Behind Mobile Internet Use
91% of mobile phone users go online to socialize compared to only 79% of traditional desktop users. Mobile phone users are 1.6 times more likely to manage finances compared to traditional desktop users (62% versus 39%). Mobile phone users are 1.4 times more likely than traditional desktop users to rally support for a cause (67% versus 47%). According [...]
Continue reading...Americans Choose Pay Days Over Holidays
11. February 2010
New Survey Reveals Americans’ Savings Habits and the Lengths Some Would Go to Fatten Their Wallets Today Capital One Direct Banking released the findings of a new survey that delved into the relationship that Americans have with money and household savings. While the survey explored topics ranging from how savvy Americans are at saving to how [...]
Continue reading...Debt Settlement Foundation Helps Consumers Reach Financial Freedom in 2010
1. February 2010
The Debt Settlement Foundation announces its launch of a new website to help consumers eliminate debt, modify their spending habits, and focus on a solution that will guide them to a more financially stable life. “At the Debt Settlement Foundation, we help clients settle their total outstanding unsecured credit balances significantly,” says Debt Settlement Foundation [...]
Continue reading...China’s Economy Not a Bubble
22. January 2010
It was announced today that China’s GDP grew 10.7% last quarter over a year ago, its fastest pace since 2007. There is now speculation that China’s central bank will start raising their benchmark interest rate in order to tighten debt lending in the country. In fact, China’s central bank last week raised reserve requirements and [...]
Continue reading...Uncle Sam Down and Out as Congress Prepares to Raise Debt Ceiling
20. January 2010
Today the Employment Policies Institute’s (EPI) “Defeat the Debt” campaign will station eleven destitute Uncle Sams in New York City’s Times Square to beg for $12 trillion from taxpayers. The appearance comes one day before Congress is scheduled to begin debate on raising the debt ceiling, as the nation’s $12.3 trillion debt is coming dangerously [...]
Continue reading...Consumers More Optimistic as Sentiment, Stress and Trouble Tracker Levels Improve
18. January 2010
December Retail Finished Strong; January Outlook Hints at a Return to Pre-Holiday Levels Consumers ended 2009 more optimistic for personal finance than they have been in the past six months as the January Consumer Reports Index shows Sentiment, Stress and Trouble Tracker levels improving. The Consumer Reports Sentiment Index has shown its first meaningful up tick since [...]
Continue reading...Consumers’ Perception of the Economy Remains Negative; Businesses Slightly More Upbeat, but Indicate Job Cuts Will Continue
16. January 2010
Over half of consumers in the U.S. hold a negative position on the economy as they continue to see a decrease in household assets and an increase in personal debt The latest information from two of TNS’ banking research studies show consumer perceptions of the U.S. economy remain predominantly negative. According to the studies, consumer [...]
Continue reading...10 ways to save $10,000 in 2010
11. January 2010
Economists are looking to 2010 to be a better year financially especially for savings, but just because Wall Street is improving, that doesn’t mean things are better on Main Street. Most Americans are still looking for ways to live more on less money. Author Leah Ingram’s new book, Suddenly Frugal: How to Live Happier and Healthier [...]
Continue reading...10 Steps to Saving Money on Textbooks
7. January 2010
Textbooks and course materials provide college students with vital information that they need to do well in class. However, many students come to college unprepared for this expense. Smart shopping strategies can have a big impact on your final textbook tally. The National Association of College Stores (NACS) offers the following suggestions: Buy used books when possible. [...]
Continue reading...Resolve to Manage Your Money Better in 2010
30. December 2009
When you’re making your New Year’s resolutions consider the findings of a recent national survey done by the Financial Industry Regulatory (FINRA) Investor Education Foundation with input from the AICPA (American Institute of Certified Public Accountants). Nearly half of the survey respondents reported facing difficulties in covering monthly expenses and paying bills, the majority don’t have [...]
Continue reading...Five Gifts to Give Yourself in the New Year
29. December 2009
The Best Gifts Don’t Always Come Wrapped in a Pretty Package The holidays are a wonderful time full of having fun with friends and family and giving gifts to the people we care about. For many consumers, however, the joy of the season will soon be replaced by the stress of paying holiday debt. “It is easy [...]
Continue reading...Top Five Financial Tips for the New Year
25. December 2009
Tips Help Consumers Keep Their Financial House in Order for 2010 Affinity Federal Credit Union has created a list of financial tips for the New Year to help consumers keep their financial houses in order as we head into 2010. Now that the New Year is upon us, there is no better time to re-evaluate your [...]
Continue reading...Avoid Return Gotchas Before Buying a Gift
23. December 2009
This year retailers impose stricter guidelines, especially on open items Even the most fool-proof gifts are subject to returns during shopping. In fact, 19% of people plan on returning a gift after the holidays, according to a recent Consumer Reports poll. But returning items may not be as easy or affordable as in years past. Holiday [...]
Continue reading...Last Minute Gift Dash Is Prime Time for Identity Thieves
23. December 2009
AARP Idaho Provides Simple Tips to Protect Your Credit During Holiday Season The last minute shopping rush is on and identity thieves are banking on consumers being careless, especially in making on-line purchases with credit cards. As on-line holiday purchases have just passed the $10 million mark, cyber criminals are taking note and increasingly looking to [...]
Continue reading...Borders Stores in Markets Hit Hard by Snow Open Until Midnight Dec. 21-23
22. December 2009
Borders Stores in Tri-State and D.C. Areas, Connecticut, Boston, Pittsburgh and Philadelphia Dig Out, Welcome Shoppers with Extended Hours, Great Gifts for all Budgets Borders is coming to the holiday shopping rescue of consumers impacted by this past weekend’s snow storms. Beginning today, Dec. 21 through Wed., Dec. 23, Borders stores throughout Washington D.C., Virginia, Maryland, [...]
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11. February 2010
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