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Start young with Passive Income
That means start now. Let time work for you, not against you. The longer your investment fund grows, the more money you’ll have. Even if you invest very conservatively, time and the magic of compound interest of passive income will serve you well. Don’t be someone who says: “Oh, I wish I started ten years ago. Look [...]
Continue reading...Ways to Lower Your Home Insurance Policy
3. July 2009
We are all looking to find ways to increase household savings during this economic recession. Reducing the cost of your home insurance policy can help in this regard. Here are six ways you can lower the costs. 1. Stay with the same insurer. You can take advantage of discounts offered by your insurer if you purchase [...]
Continue reading...Save Change throughout the Year
3. July 2009
In tough financial times, saving money is easier said than done. For many of us, once we’ve paid the bills and bought the essentials, there’s just not much, if anything, left to save. Wouldn’t it be wonderful if we could save up at least a little household savings each month without even missing it? Actually, [...]
Continue reading...Take Advantage of Events Run by Your Local Library
2. July 2009
When we want a book to read but don’t want to buy it, we go to the library. But many people are unaware that the library has much more to offer than books. You can also check out movies and CDs and access the Internet there. And most libraries offer a variety of events that [...]
Continue reading...How to Shop for a Car Loan
2. July 2009
Shopping for a car loan requires time spent researching various options. Let’s take a look at a few of these options for important debts management. Let’s assume you are purchasing a new car from a dealership. Odds are before you leave the lot with your new car, you will be escorted into the financial office where [...]
Continue reading...Should My Teenager Contribute Financially to Household Expenses?
1. July 2009
Whether or not your teen should contribute to the family’s budget is a personal opinion. Time have changed, however, thinking back to when we were growing up, our family was on budgeting and we applied for part-time jobs after school so that we could help out with household expenses. Having your child contribute to the family’s [...]
Continue reading...Living on a Tighter Budget!
1. July 2009
If one of your New Year’s resolutions was to rein in the cost of spending, now is the time to tighten your budget even further. Here are some tips on how to save money for household savings. * Buy groceries in bulk. Utilize Sunday coupon circulars and in-store circulars to find the lowest prices on items. [...]
Continue reading...Three Quick, Healthy and Inexpensive Meal Ideas
30. June 2009
Here are three meal ideas that are quick to prepare and very affordable for household savings: Peas & Pasta Squares - Boil a pot of water and add salt. - Add a box of pasta squares to the pot and swish with a wooden spoon. - Cook until squares are al dente. - Strain the pasta into colander and place [...]
Continue reading...Can Family Meal Planning Help You Save Money?
26. June 2009
Whether you purchase groceries on sale or at a warehouse, always buy in bulk. Buy those items that you can prepare in one day to last for several weeks. For example, whole chickens are reasonably priced. You can purchase two and make two pots of chicken stew. Vegetables on sale can be added to the chicken [...]
Continue reading...Subsidized Federal Loans versus Unsubsidized Federal Loans
26. June 2009
The difference between a subsidized loan and an unsubsidized loan is that the former is given based on financial need whereas the latter entails paying interest until the debts are repaid in full. An example of a subsidized loan is the Stafford Loan, either Direct or FFEL. The amount loaned to a student depends upon whether [...]
Continue reading...Save with Freecycle
25. June 2009
Do you have things sitting around that you’re not using? Most of us do. There are a few ways we can get rid of these items. We could have a garage sale, but pricing and organizing things takes up a lot of time. We could take it to the landfill, but that’s wasteful if someone [...]
Continue reading...Frugal Fitness
25. June 2009
Getting in shape can be expensive. Just shop around for gym memberships, fitness equipment or a personal trainer, and you’ll see just how much it can cost. But people were exercising long before any of those concepts were ever thought of, and paying little or no money to do so. There’s no reason that we [...]
Continue reading...How to Get Cheaper Car Insurance
24. June 2009
There are many ways in which you can get cheaper car insurance. Although you can utilize price comparison charts and check out car insurance company websites as a start, there are additional methods you can employ to lower your existing rates as well for the sake of your personal finances. Here are a few ideas to [...]
Continue reading...Research Before You Apply
23. June 2009
During this economic crisis, many lenders are withdrawing from programs designed to afford students the opportunity to attend a college or university through college debts. In an effort to ascertain what types of grants or loans are available, it is necessary to research before you apply. The internet will afford you the ability to do [...]
Continue reading...Forgiveness Options: What Is That?
23. June 2009
Loan forgiveness and/or cancellation of debts and loans are granted by the federal government if you meet certain qualifications. These include if you agree to perform volunteer work, do military service, teach, practise medicine in certain types of communities, or meet other forgiveness program criteria. Examples of volunteer work include serving for one year in AmeriCorps, serving [...]
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3. July 2009
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