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DollarsDirect Protections with VeriSign, McAfee Reassuring to Borrowers
With the increase in overall market size for payday loan borrowers – particularly since the advent of faxless payday loan borrowing online – it’s been a bit of the Wild West for any lender looking to set up a paycheck advance shop. What newcomers to the industry didn’t anticipate are the security concerns of [...]
Continue reading...Don’t Be Fooled This April Fool’s Day: Good Housekeeping Reveals The Top Five Mistakes Consumers Make
1. April 2010
April Fool’s pranks are fun, but feeling like a company’s customer service department is taking advantage of you isn’t a joke. Too many shopping people are getting the run-around. Good Housekeeping reveals the “Top Five Mistakes” consumers make and provides tips for what people can do to protect themselves in the future: 1. You Don’t Know [...]
Continue reading...Deloitte Reports Commercial Real Estate Potentially Hits Bottom in 2010
22. March 2010
Despite Adverse Conditions, Optimistic Investors Find Opportunities via Distressed Assets While declining values, debt maturity and tight credit access, and stalled construction may continue to plague commercial real estate in the United States for the remainder of 2010, economic indicators point towards the potential for economic recovery this year. For investors, this environment reveals a [...]
Continue reading...According to Lexington Law Group: What debts are not erased by bankruptcy?
20. March 2010
Many people filing for bankruptcy are surprised to find out that not all of their debts are discharged – that is, erased. Certain debts are not eligible for discharge, including: Back taxes Child support and/or alimony Any debts that resulted from a government fine or legal decision – for example, DUI fines, personal injury suits, damage to the [...]
Continue reading...National Law Firm Announces Groundbreaking Program To Help Consumers Manage Debt Payments
20. March 2010
Persels & Associates’ contingency fee program first of its kind for consumers drowning in debt As Americans drown in unpaid bills and desperately look for a way out, Persels & Associates, a national law firm with attorneys in all 50 states, announces a groundbreaking program designed to help people manage their debt. For a small initial set-up [...]
Continue reading...New Study Shows ‘Intent’ Behind Mobile Internet Use
11. February 2010
91% of mobile phone users go online to socialize compared to only 79% of traditional desktop users. Mobile phone users are 1.6 times more likely to manage finances compared to traditional desktop users (62% versus 39%). Mobile phone users are 1.4 times more likely than traditional desktop users to rally support for a cause (67% versus 47%). According [...]
Continue reading...Americans Choose Pay Days Over Holidays
11. February 2010
New Survey Reveals Americans’ Savings Habits and the Lengths Some Would Go to Fatten Their Wallets Today Capital One Direct Banking released the findings of a new survey that delved into the relationship that Americans have with money and household savings. While the survey explored topics ranging from how savvy Americans are at saving to how [...]
Continue reading...Debt Settlement Foundation Helps Consumers Reach Financial Freedom in 2010
1. February 2010
The Debt Settlement Foundation announces its launch of a new website to help consumers eliminate debt, modify their spending habits, and focus on a solution that will guide them to a more financially stable life. “At the Debt Settlement Foundation, we help clients settle their total outstanding unsecured credit balances significantly,” says Debt Settlement Foundation [...]
Continue reading...China’s Economy Not a Bubble
22. January 2010
It was announced today that China’s GDP grew 10.7% last quarter over a year ago, its fastest pace since 2007. There is now speculation that China’s central bank will start raising their benchmark interest rate in order to tighten debt lending in the country. In fact, China’s central bank last week raised reserve requirements and [...]
Continue reading...Uncle Sam Down and Out as Congress Prepares to Raise Debt Ceiling
20. January 2010
Today the Employment Policies Institute’s (EPI) “Defeat the Debt” campaign will station eleven destitute Uncle Sams in New York City’s Times Square to beg for $12 trillion from taxpayers. The appearance comes one day before Congress is scheduled to begin debate on raising the debt ceiling, as the nation’s $12.3 trillion debt is coming dangerously [...]
Continue reading...Consumers More Optimistic as Sentiment, Stress and Trouble Tracker Levels Improve
18. January 2010
December Retail Finished Strong; January Outlook Hints at a Return to Pre-Holiday Levels Consumers ended 2009 more optimistic for personal finance than they have been in the past six months as the January Consumer Reports Index shows Sentiment, Stress and Trouble Tracker levels improving. The Consumer Reports Sentiment Index has shown its first meaningful up tick since [...]
Continue reading...Consumers’ Perception of the Economy Remains Negative; Businesses Slightly More Upbeat, but Indicate Job Cuts Will Continue
16. January 2010
Over half of consumers in the U.S. hold a negative position on the economy as they continue to see a decrease in household assets and an increase in personal debt The latest information from two of TNS’ banking research studies show consumer perceptions of the U.S. economy remain predominantly negative. According to the studies, consumer [...]
Continue reading...10 ways to save $10,000 in 2010
11. January 2010
Economists are looking to 2010 to be a better year financially especially for savings, but just because Wall Street is improving, that doesn’t mean things are better on Main Street. Most Americans are still looking for ways to live more on less money. Author Leah Ingram’s new book, Suddenly Frugal: How to Live Happier and Healthier [...]
Continue reading...10 Steps to Saving Money on Textbooks
7. January 2010
Textbooks and course materials provide college students with vital information that they need to do well in class. However, many students come to college unprepared for this expense. Smart shopping strategies can have a big impact on your final textbook tally. The National Association of College Stores (NACS) offers the following suggestions: Buy used books when possible. [...]
Continue reading...Resolve to Manage Your Money Better in 2010
30. December 2009
When you’re making your New Year’s resolutions consider the findings of a recent national survey done by the Financial Industry Regulatory (FINRA) Investor Education Foundation with input from the AICPA (American Institute of Certified Public Accountants). Nearly half of the survey respondents reported facing difficulties in covering monthly expenses and paying bills, the majority don’t have [...]
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5. April 2011
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