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Should I Give My Teenager a Gas Budget?
Remember when gas prices were at the highest levels in history just a few short months ago? Like most drivers, you probably curtailed your use of the car and used public transportation instead. Did your teen use the family car and if so, did he or she pay for the gas? Thinking back to when we [...]
Continue reading...How To Earn Some Money For Teens
10. August 2009
By actually making money, teens can start learning to making their own financial decisions without always needing to consult you. You may be responsible for their needs but they should learn early on that so they have to provide for their own wants. When teens start working, it would be a good time to start giving [...]
Continue reading...Grilled Cooking for A Thrifty Serving
10. August 2009
Sometimes, you get to a point of unexpected times when you have visitors coming over to your house. And the conflict arises when you could not think of what to serve your guest with your only limited groceries and budget. For a low-cost serving and cooking, learn to stick to traditional can-be-grilled/ roasted and easy-to-serve [...]
Continue reading...Take Advantage of Last Minute Trips and Ticket Sales
10. August 2009
Have you ever had an unexpected opportunity to take some time off? Or have you planned time off to stay at home, then decided that it would be nice to take a vacation? There was a time when last minute trips were difficult to successfully plan, not to mention expensive. But today, it’s entirely possible [...]
Continue reading...Teen Money Management Teaching Tips
8. August 2009
Teenagers should be taught the value to spend money wisely. Because of their age and due to peer pressure, they usually buy and spend money a lot without even minding the value of money.They must learn to live within their means. Give them an allowance of their own. This is one recommendable way to encourage teens [...]
Continue reading...Relatives and Friends in Exotic Places? Go and Visit!
6. August 2009
Vacationing in an exotic location is a distant dream for some of us. For those who are fortunate enough to live in such places, it’s an everyday thing. If you have friends and relatives who live on an island paradise or other popular vacation spot, the thought of going to visit them has probably crossed your [...]
Continue reading...Create A Vacation Budget and Stick to It
6. August 2009
Taking a vacation is supposed to help alleviate stress, not add to it. But for those of us who do not have unlimited funds to work with, it can do just that. Planning fun for the whole family and providing for transportation, meals and accommodations can be tricky, and paying for it all can be [...]
Continue reading...How to Stay Disciplined with Your Savings
5. August 2009
Staying disciplined with your savings is just as important as staying disciplined with your family budget. When you open a savings account, you are given a passbook. Every time you make a deposit or withdrawal, the amount is recorded in the passbook. Let’s say, for example, that you have an online business where payments are made to [...]
Continue reading...Recycle to Save Money
4. August 2009
Tired of thinking of ways to save money? Try recycling. In your houses, there are a lot of things to be recycled. Recycling household items is one of the most effective ways of saving money, while helping to keep the environment clean and green. If you recycle,you are helping the whole world to eliminate or decrease [...]
Continue reading...How Much Allowance Should I Give My Teenager?
4. August 2009
There is no set amount that you should give your teens as an allowance. As a matter of fact, during these difficult economic times many families may not be in a position to hand out a weekly allowance at all. But if you are considering an allowance for your teens, experts recommend that the allowance should [...]
Continue reading...Create A Household Budget
3. August 2009
In these times of economic crisis, having a budget is a key to to stay on track with the money at hand. A budget should not be seen as a restriction, telling you what you can’t spend, but rather as an empowering tool, letting you know what you can spend and giving you the means [...]
Continue reading...Trimming Down Your Budget
30. July 2009
If you need to trim the budget, here are a few ways to cut your expenses without feeling like you’re sacrificing: 1. Buy items in bulk to cut costs. If you don’t need massive amounts of an item but you have friends who might - have them chip in to buy bulk meals, toiletries, batteries, etc., [...]
Continue reading...Making a Student Loan Budget
28. July 2009
Just as a household budget is necessary to keep track of expenditures, so too is a student loan budget. In order to fully appreciate and enjoy your college experience, planning a budget ahead of time will alleviate any future stress. Whether you live at home and attend college, or live on campus, a budget can be [...]
Continue reading...One Family In One Income
27. July 2009
Budget is one of the family’s great concerns. Considering every family member’s needs, there is much to save for the family’s income by giving up some of the unnecessary luxuries and demands. Here are certain tips on how a family can live comfortably on one income. Sell Or trade your second car If you have two car payments, [...]
Continue reading...Travel On A Budget
24. July 2009
Vacations range in price from fairly reasonable to unbelievably extravagant. For those individuals who prefer to vacation with a particular dollar amount in mind, there are many ways to travel on a budget. Vacation at Off-Season Times One way to travel on a budget is to plan the vacation dates at times which are off-season for that [...]
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11. August 2009
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