Archive | Debts RSS feed for this section
Book Review of Zero Debt - The Ultimate Guide to Financial Freedom
This is a book review of “Zero Debt - The Ultimate Guide to Financial Freedom” by author Lynnette Khalfani. Do you lose sleep over your credit card debt? If so, then Zero Debt: The Ultimate Guide to Financial Freedom is the book to help you get back to your debt-free life. This book, which Dr. Phil [...]
Continue reading...Book Review - Debt Proof Your Holidays
21. October 2008
Each year, more people go into debt with their holiday spending. It isn’t just the gifts, but the decorations and meals as well. Everyone wants to have a memorable holiday and make it special for all involved, but you don’t have to spend a lot to do so. There are many ways to have a [...]
Continue reading...Pay Off The Small Debts!
2. July 2008
Is too much debt overwhelming you? If so, here are some suggestions to help you pay off those small debts. Experts advise it would be better to pay off credit cards with high interest rates first. However, perhaps in your case, paying off those small debts will give you the incentive to put together [...]
Continue reading...How to Become Debt Free
2. July 2008
In a perfect world, none of us would have to rely on credit cards or loans. Everything would be paid in cash. In our parents’ day, they neither wanted nor relied on credit. If they couldn’t afford it, they wouldn’t buy it. Today is different, however, and the economic recession is [...]
Continue reading...Don’t Let Your Debt Worry Your Child
2. July 2008
There is an ongoing debate among parents as to whether or not children should be told about household finances. Several questions arise such as: At what age should children be informed about the household budget? Should children be included in a family budgeting discussion? While many parents have been pondering these [...]
Continue reading...Credit Cards - The Bane of Society?
2. July 2008
Cut Up Those Credit Cards! Credit cards are the bane of society. Yet, ironically, without some type of credit it may be difficult to get a loan, purchase a home or a car. It’s a catch-22 situation in that the FICO score on your credit report is determined by the amount of credit you [...]
Continue reading...Bill Writeoffs - Possible or Not?
2. July 2008
If you have an outstanding bill and you think the creditors will write it off, think again. Now, you’re probably thinking, “But that bill is six years old!” It doesn’t matter; there is no Statute of Limitations when it comes to credit card bills. What can you do? Here are some [...]
Continue reading...How to Resolve Credit Card Debts
1. July 2008
According to the FTC, there are four basic methods you can utilize with regard to credit card debt solutions: Credit Counseling, Debt Management Programs, Debt Consolidation, or Bankruptcy. While bankruptcy should only be considered as a last choice, let’s review the former programs that may be of significant help to you if you are in [...]
Continue reading...10 Bill Collector Negotiation Tactics
1. July 2008
Are the bill collectors calling you constantly? Are they harassing you incessantly or sending you letters? If so, here are some bill collector negotiation tactics that may come in handy. According to the Federal Trade Commission, there are certain standards and regulations bill collectors must follow when pursuing payment of debts. “The Fair [...]
Continue reading...
27. October 2008
0 Comments