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Americans Choose Pay Days Over Holidays

11. February 2010

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Americans Choose Pay Days Over Holidays

New Survey Reveals Americans’ Savings Habits and the Lengths Some Would Go to Fatten Their Wallets Today Capital One Direct Banking released the findings of a new survey that delved into the relationship that Americans have with money and household savings. While the survey explored topics ranging from how savvy Americans are at saving to how [...]

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10 ways to save $10,000 in 2010

11. January 2010

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10 ways to save $10,000 in 2010

Economists are looking to 2010 to be a better year financially especially for savings, but just because Wall Street is improving, that doesn’t mean things are better on Main Street. Most Americans are still looking for ways to live more on less money. Author Leah Ingram’s new book, Suddenly Frugal: How to Live Happier and Healthier [...]

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Resolve to Manage Your Money Better in 2010

30. December 2009

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Resolve to Manage Your Money Better in 2010

When you’re making your New Year’s resolutions consider the findings of a recent national survey done by the Financial Industry Regulatory (FINRA) Investor Education Foundation with input from the AICPA (American Institute of Certified Public Accountants). Nearly half of the survey respondents reported facing difficulties in covering monthly expenses and paying bills, the majority don’t have [...]

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Cutting Back on the Holidays? Take a Traditional Approach

30. October 2009

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Cutting Back on the Holidays? Take a Traditional Approach

If you’re among the 65 percent of Americans planning to cut back on holiday shopping as reported in a new Consumer Reports Holiday Shopping Poll, the Illinois CPA Society suggests taking a traditional approach to the season. Retailers are putting an old-fashioned spin on the holidays with comforting traditions like red and green decorations and resurrecting [...]

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Three Quick, Healthy and Inexpensive Meal Ideas

20. August 2009

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Three Quick, Healthy and Inexpensive Meal Ideas

If you are wanting to have more household savings but the health of the family will not be compromised, here are three meal ideas that are quick to prepare, healthful and very affordable. Peas & Pasta Squares * Boil a pot of water and add salt. * Add a box of pasta squares to the pot and swish [...]

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Self-Accounting: How To Get A Grip On Spending

14. August 2009

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Self-Accounting:  How To Get A Grip On Spending

This recession has turned most of us into accountants.  With family budgets, keeping track of daily expenditures, ensuring there is enough money set aside for that very rainy day – yes, we are all becoming well-versed in how to better handle our household savings. Perhaps you have your own accounting system that works for you.  Here [...]

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When Can I Get Unemployment Benefits?

7. August 2009

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When Can I Get Unemployment Benefits?

For those in the workforce, Unemployment Insurance provides a safety net in case of job loss. But not everyone who loses a job is eligible for unemployment benefit. Certain criteria must be met. These criteria differ from state to state, but many similarities exist. Initial Eligibility Most of those who qualify for unemployment benefits have lost their [...]

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Cut Costs But Save More

4. August 2009

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Cut Costs But Save More

Are you dealing with the dilemma that your income is getting too tight? With your everyday income, you can actually do a lot of things to cut down your expenses. Get started by taking an inventory of the things you spend money on on a daily basis. Try to make a list, starting with morning [...]

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Create A Household Budget

3. August 2009

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Create A Household Budget

In these times of economic crisis, having a budget is a key to to stay on track with the money at hand. A budget should not be seen as a restriction, telling you what you can’t spend, but rather as an empowering tool, letting you know what you can spend and giving you the means [...]

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Money Saving Tips for The Household

28. July 2009

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Money Saving Tips for The Household

Increase your household savings by spending thrifty ways. Be practical during these times of financial crisis. Here are gentle ways to make it happen. 1. Stay away from trendy fashions and buy clothes a season ahead. You can save big by buying next year’s winter clothes at the end of this winter season. 2. Ask your credit card [...]

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Easy Tips to Save Money and Energy from Your Refrigerators

27. July 2009

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Easy Tips to Save Money and Energy from Your Refrigerators

Your refrigerators at home are one of the main sources and reasons why your electric bills every month are high. Knowing your refrigerator details will help you tone down your electricity consumption. The EnergyGuide label on new refrigerators will tell you how much electricity in kilowatt-hours a particular model uses in one year. The smaller the [...]

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Environment-Friendly Household Tips

23. July 2009

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Environment-Friendly Household Tips

Aiming for an increase in your household savings? Read on for ways to give you help. Not only you will save money, you will help save for our environment as well. Keep the heat down by putting on a sweater. Set your thermostat 5 degrees lower, and invest in a sweatshirt. Replace all regular light bulbs with energy [...]

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Simple Ways to Seize Down Your Grocery Bill

22. July 2009

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Simple Ways to Seize Down Your Grocery Bill

No one is exempted from buying for groceries. It is one of the most budgeted necessities for every day living. Here are simple ways to increase your household savings: Only Buy On Sale -Only buy items when they are on sale. Plan Your Menu Around the Sales -Enjoy cheap meals throughout the week by planning your menu around the [...]

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Avoid Food Waste and Save Money

20. July 2009

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Avoid Food Waste and Save Money

“Waste not, want not.”  You may have heard this expression as a child when you wouldn’t eat your greens.  In the U.S. alone, the amount of food that is wasted on a daily basis is staggering. According to the U.S. Department of Agriculture, “if just 5 percent of Americans’ food scraps were recovered it would represent [...]

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Saving Electricity, Saving Money

13. July 2009

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Saving Electricity, Saving Money

Tired of paying too much on your power bills? Want to have more of your household savings? Start to take steps in cutting down your electricity bills! If you’re dead serious about saving money on electricity then the first step should be to get an energy audit of your home. It will help you a lot [...]

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