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Consumers More Optimistic as Sentiment, Stress and Trouble Tracker Levels Improve
December Retail Finished Strong; January Outlook Hints at a Return to Pre-Holiday Levels Consumers ended 2009 more optimistic for personal finance than they have been in the past six months as the January Consumer Reports Index shows Sentiment, Stress and Trouble Tracker levels improving. The Consumer Reports Sentiment Index has shown its first meaningful up tick since [...]
Continue reading...Top Five Financial Tips for the New Year
25. December 2009
Tips Help Consumers Keep Their Financial House in Order for 2010 Affinity Federal Credit Union has created a list of financial tips for the New Year to help consumers keep their financial houses in order as we head into 2010. Now that the New Year is upon us, there is no better time to re-evaluate your [...]
Continue reading...Recession Changing Workplace Expectations of Millennials
9. November 2009
Over half (55 percent) of Millennials have experienced a layoff or loss of work in their family within the past year, and nearly three-fourths (72 percent) feel threatened by a possible layoff or loss of work in the coming months, according to research conducted by Lumin Collaborative, an integrated communications agency network consisting of five [...]
Continue reading...Greater Access to Efficient and Flexible Donor-Advised Fund Capabilities
4. November 2009
Several enhancements to the Bank of America Charitable Gift Fund, one of the nation’s leading donor-advised funds are now available to help the state of personal finance of many people. These enhancements include the ability for donors to create a customized donor-advised fund that aligns to their personal giving strategies through an innovative online portal. [...]
Continue reading...Surviving the Job Market in a Perilous Economy
2. November 2009
In an economy where unemployment rates are at an all-time high, personal finance advice on how to survive in the working world can be extremely valuable. In their new book, “Mr. and Mrs. Smith’s Employment Survival Guide” (published by AuthorHouse), co-authors Odie and Daval Smith offer readers both practical and spiritual insight into how to [...]
Continue reading...Teamsters Applaud Vote on Consumer Financial Protection Agency
23. October 2009
Teamsters General President Jim Hoffa today praised the House Financial Services Committee for voting to create an agency that will protect the personal finance of consumers from unscrupulous banks. The committee passed H.R. 3126 by a vote of 39-29. “Banks had a golden rule: They broke the rules and took the gold while regulators looked away,” Hoffa [...]
Continue reading...Protect Your Identity; Protect Your Financial Future
16. October 2009
It’s a feeling that sends chills down your spine. You feel alone, confused, and angry. Unfortunately it is a feeling experienced by many people each year — it’s the feeling caused by identity theft. Claiming millions of victims each year, identity theft is one of the fastest growing crimes against personal finance in the United [...]
Continue reading...PayDay One
26. August 2009
I had a friend once who was caught in a situation where his father needed to go for an emergency operation and he had no money. He tried loan facilities that would take ages to study his application, look into his credit history and might not grant him the loan at the end of the [...]
Continue reading...Living Practical
17. August 2009
During these modern times of many demands and a worldwide economic crisis, being practical and thrifty is a key to a good money at hand. Frugal living means living very well, and below your means. It’s a lifestyle that requires careful planning, both in living and spending, to avoid waste and excess. It is a voluntary [...]
Continue reading...How To Have A Stress-Free Saving and Spending of Money
12. August 2009
Personal financing of your money is something that needs much of your discipline to make it work well. Here are tips to have an ideal saving and spending of your money. 1. Have yourself paid first. Aim to put away at least 10% of your pre-tax income into your savings account. 2. Be strict in spending less than [...]
Continue reading...How To Earn Some Money For Teens
10. August 2009
By actually making money, teens can start learning to making their own financial decisions without always needing to consult you. You may be responsible for their needs but they should learn early on that so they have to provide for their own wants. When teens start working, it would be a good time to start giving [...]
Continue reading...When Can I Get Unemployment Benefits?
7. August 2009
For those in the workforce, Unemployment Insurance provides a safety net in case of job loss. But not everyone who loses a job is eligible for unemployment benefit. Certain criteria must be met. These criteria differ from state to state, but many similarities exist. Initial Eligibility Most of those who qualify for unemployment benefits have lost their [...]
Continue reading...Tips for Having A Successful Yard Sale
29. July 2009
There is a hidden secret in your home. And that is, there is money to earn from your old stuffs. You can take a great advantage of your selling and marketing skills. Set up a yard or garage sale. You will find great earnings for your personal income. Try out these ways to have your garage [...]
Continue reading...Personal Finance: How to Deal with It
15. July 2009
Personal finance takes the principles of macro-financing and applies them to the needs of an individual or a household. In light of the global economic crisis, wallets and bank accounts are put into shackles, and debts are becoming as hard to manage as they could be. Lucky for those who have had savings since birth [...]
Continue reading...Take a Realistic Look at Your Spending Habits
8. July 2009
Recently, there was a TV program about people who are having problems paying there debts. One woman was chosen to receive advice from a financial counselor. The result of this encounter was enlightening for personal finance. The financial counselor went over the woman’s credit report, income, and debts. After a while, she looked at the woman [...]
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18. January 2010
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