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	<title>Free Investment Advice &#187; Personal Finance</title>
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	<link>http://invest-money-stocks.com</link>
	<description>The best online resource providing free investment advice, retirement tips, personal financing tips, budgeting tips and more</description>
	<pubDate>Wed, 11 Apr 2012 10:05:16 +0000</pubDate>
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		<title>Consumers More Optimistic as Sentiment, Stress and Trouble Tracker Levels Improve</title>
		<link>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/consumers-more-optimistic-as-sentiment-stress-and-trouble-tracker-levels-improve</link>
		<comments>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/consumers-more-optimistic-as-sentiment-stress-and-trouble-tracker-levels-improve#comments</comments>
		<pubDate>Mon, 18 Jan 2010 04:06:22 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Business]]></category>

		<category><![CDATA[consumers]]></category>

		<category><![CDATA[optimistic]]></category>

		<category><![CDATA[personal finance]]></category>

		<category><![CDATA[sentiment]]></category>

		<category><![CDATA[stress]]></category>

		<category><![CDATA[trouble tracker]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=2071</guid>
		<description><![CDATA[December Retail Finished Strong; January Outlook Hints at a Return to Pre-Holiday Levels
Consumers ended 2009 more optimistic for personal finance than they have been in the past six months as the January Consumer Reports Index shows Sentiment, Stress and Trouble Tracker levels improving.

The Consumer Reports Sentiment Index has shown its first meaningful up tick since [...]]]></description>
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		<title>Top Five Financial Tips for the New Year</title>
		<link>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/top-five-financial-tips-for-the-new-year</link>
		<comments>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/top-five-financial-tips-for-the-new-year#comments</comments>
		<pubDate>Fri, 25 Dec 2009 08:44:41 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Business]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[New Year]]></category>

		<category><![CDATA[personal finance]]></category>

		<category><![CDATA[recession]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=2005</guid>
		<description><![CDATA[Tips Help Consumers Keep Their Financial House in Order for 2010

Affinity Federal Credit Union has created a list of financial tips for the New Year to help consumers keep their financial houses in order as we head into 2010. Now that the New Year is upon us, there is no better time to re-evaluate your [...]]]></description>
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		<title>Recession Changing Workplace Expectations of Millennials</title>
		<link>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/recession-changing-workplace-expectations-of-millennials</link>
		<comments>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/recession-changing-workplace-expectations-of-millennials#comments</comments>
		<pubDate>Mon, 09 Nov 2009 16:21:21 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[. debty]]></category>

		<category><![CDATA[baby boomers]]></category>

		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[millenials]]></category>

		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1856</guid>
		<description><![CDATA[Over half (55 percent) of Millennials have experienced a layoff or loss of work in their family within the past year, and nearly three-fourths (72 percent) feel threatened by a possible layoff or loss of work in the coming months, according to research conducted by Lumin Collaborative, an integrated communications agency network consisting of five [...]]]></description>
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		<title>Greater Access to Efficient and Flexible Donor-Advised Fund Capabilities</title>
		<link>http://invest-money-stocks.com/finance-tips/greater-access-to-efficient-and-flexible-donor-advised-fund-capabilities</link>
		<comments>http://invest-money-stocks.com/finance-tips/greater-access-to-efficient-and-flexible-donor-advised-fund-capabilities#comments</comments>
		<pubDate>Wed, 04 Nov 2009 19:22:56 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Finance Tips]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Bank of America]]></category>

		<category><![CDATA[Business]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[donor]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[funds]]></category>

		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1838</guid>
		<description><![CDATA[Several enhancements to the Bank of America Charitable Gift Fund, one of the nation&#8217;s leading donor-advised funds are now available to help the state of personal finance of many people. These enhancements include the ability for donors to create a customized donor-advised fund that aligns to their personal giving strategies through an innovative online portal. [...]]]></description>
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		<title>Surviving the Job Market in a Perilous Economy</title>
		<link>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/surviving-the-job-market-in-a-perilous-economy</link>
		<comments>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/surviving-the-job-market-in-a-perilous-economy#comments</comments>
		<pubDate>Mon, 02 Nov 2009 09:33:09 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[employment]]></category>

		<category><![CDATA[Household Savings]]></category>

		<category><![CDATA[job market]]></category>

		<category><![CDATA[personal finance]]></category>

		<category><![CDATA[recession]]></category>

		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1835</guid>
		<description><![CDATA[In an economy where unemployment rates are at an all-time high, personal finance advice on how to survive in the working world can be extremely valuable. In their new book, &#8220;Mr. and Mrs. Smith&#8217;s Employment Survival Guide&#8221; (published by AuthorHouse), co-authors Odie and Daval Smith offer readers both practical and spiritual insight into how to [...]]]></description>
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		<title>Teamsters Applaud Vote on Consumer Financial Protection Agency</title>
		<link>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/teamsters-applaud-vote-on-consumer-financial-protection-agency</link>
		<comments>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/teamsters-applaud-vote-on-consumer-financial-protection-agency#comments</comments>
		<pubDate>Fri, 23 Oct 2009 15:29:08 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Business]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[management]]></category>

		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1808</guid>
		<description><![CDATA[Teamsters General President Jim Hoffa today praised the House Financial Services Committee for voting to create an agency that will protect the personal finance of consumers from unscrupulous banks.
The committee passed H.R. 3126 by a vote of 39-29.

&#8220;Banks had a golden rule: They broke the rules and took the gold while regulators looked away,&#8221; Hoffa [...]]]></description>
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		<title>Protect Your Identity; Protect Your Financial Future</title>
		<link>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/protect-your-identity-protect-your-financial-future</link>
		<comments>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/protect-your-identity-protect-your-financial-future#comments</comments>
		<pubDate>Fri, 16 Oct 2009 18:03:54 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[banking]]></category>

		<category><![CDATA[Business]]></category>

		<category><![CDATA[economy]]></category>

		<category><![CDATA[Federal Trade Commission]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[FTC]]></category>

		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1788</guid>
		<description><![CDATA[It&#8217;s a feeling that sends chills down your spine. You feel alone, confused, and angry. Unfortunately it is a feeling experienced by many people each year &#8212; it&#8217;s the feeling caused by identity theft. Claiming millions of victims each year, identity theft is one of the fastest growing crimes against personal finance in the United [...]]]></description>
		<wfw:commentRss>http://invest-money-stocks.com/finance-tips/personal-finance-finance-tips/protect-your-identity-protect-your-financial-future/feed</wfw:commentRss>
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		<title>PayDay One</title>
		<link>http://invest-money-stocks.com/finance-tips/payday-one</link>
		<comments>http://invest-money-stocks.com/finance-tips/payday-one#comments</comments>
		<pubDate>Wed, 26 Aug 2009 19:19:39 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Finance Tips]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[advance lending]]></category>

		<category><![CDATA[bank loans]]></category>

		<category><![CDATA[Debts]]></category>

		<category><![CDATA[financing]]></category>

		<category><![CDATA[funds]]></category>

		<category><![CDATA[lend]]></category>

		<category><![CDATA[loans]]></category>

		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1637</guid>
		<description><![CDATA[I had a friend once who was caught in a situation where his father needed to go for an emergency operation and he had no money. He tried loan facilities that would take ages to study his application, look into his credit history and might not grant him the loan at the end of the [...]]]></description>
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		<title>Living Practical</title>
		<link>http://invest-money-stocks.com/finance-tips/living-practical</link>
		<comments>http://invest-money-stocks.com/finance-tips/living-practical#comments</comments>
		<pubDate>Mon, 17 Aug 2009 18:08:29 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Finance Tips]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[budget]]></category>

		<category><![CDATA[Debts]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[personal finance]]></category>

		<category><![CDATA[planning]]></category>

		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1546</guid>
		<description><![CDATA[During these modern times of many demands and a worldwide economic crisis, being practical and thrifty is a key to a good money at hand. Frugal living means living very well, and below your means. It&#8217;s a lifestyle that requires careful planning, both in living and spending, to avoid waste and excess.

It is a voluntary [...]]]></description>
		<wfw:commentRss>http://invest-money-stocks.com/finance-tips/living-practical/feed</wfw:commentRss>
		</item>
		<item>
		<title>How To Have A Stress-Free Saving and Spending of Money</title>
		<link>http://invest-money-stocks.com/finance-tips/how-to-have-a-stress-free-saving-and-spending-of-money</link>
		<comments>http://invest-money-stocks.com/finance-tips/how-to-have-a-stress-free-saving-and-spending-of-money#comments</comments>
		<pubDate>Wed, 12 Aug 2009 16:54:48 +0000</pubDate>
		<dc:creator>Richard Tyler</dc:creator>
		
		<category><![CDATA[Finance Tips]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[budget]]></category>

		<category><![CDATA[funds]]></category>

		<category><![CDATA[income]]></category>

		<category><![CDATA[loans]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[mortgages]]></category>

		<category><![CDATA[personal finance]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://invest-money-stocks.com/?p=1473</guid>
		<description><![CDATA[Personal financing of your money is something that needs much of your discipline to make it work well.

Here are tips to have an ideal saving and spending of your money.
1. Have yourself paid first. Aim to put away at least 10% of your pre-tax income into your savings account.
2. Be strict in spending less than [...]]]></description>
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