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What Can a Licensed Insurance Agent Do For Me?

7. July 2009

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What Can a Licensed Insurance Agent Do For Me?

A licensed insurance agent can be a valuable resource for your personal finance.  You would visit a travel agent to discuss destinations, rates, and obtain the latest updates only a travel agent could provide; a licensed insurance agent works in a similar way. Let’s assume you need a specific type of insurance.  An insurance agent can [...]

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How to Get Cheaper Car Insurance

24. June 2009

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How to Get Cheaper Car Insurance

There are many ways in which you can get cheaper car insurance.  Although you can utilize price comparison charts and check out car insurance company websites as a start, there are additional methods you can employ to lower your existing rates as well for the sake of your personal finances. Here are a few ideas to [...]

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The Hidden Cost of Bank Fees

8. June 2009

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The Hidden Cost of Bank Fees

There have always been bank fees, but it has become more apparent recently that banks are raising their hidden fees and charging the personal finances of good customers as well.  Considering the banks have just been given more than 250 billion dollars from the U.S. Treasury, the idea that they are still imposing these ridiculous [...]

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Internet Banking: Advantages and Disadvantages

1. June 2009

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Internet Banking: Advantages and Disadvantages

In order to determine the advantages and disadvantages of internet banking for your personal finance, one must ask an important question from the get-go.  Is online banking safe? If you visit the FDIC website, there are several pieces of information to be aware of before deciding to bank online. * “Read key information about the bank posted [...]

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Financial Infidelity

26. May 2009

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Financial Infidelity

Infidelity can be devastating to a relationship. But sexual infidelity isn’t the only kind of cheating that can ruin a marriage. Financial infidelity has similar effects, and it is extremely common to people’s personal finances. Financial infidelity is a term that encompasses all sorts of lies that are related to money. It takes on numerous forms, [...]

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Employee Rights Attorneys: What Do They Do?

25. May 2009

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Employee Rights Attorneys: What Do They Do?

In a perfect world, working to make a living would be trouble-free. We wouldn’t have to worry about discrimination in hiring, fair compensation or unfair termination. But the working world is far from perfect. And that’s why there are employee rights attorneys. Lawyers who specialize in employee rights can help our personal finances with a variety [...]

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Five Common Financial Lies

21. May 2009

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Five Common Financial Lies

Lies come in all shapes and sizes. But some of the most common types of lies between couples are those of that involve personal finances. Sometimes they’re told with the couple or family’s best interests in mind. Other times, they are just cover-ups for bad decision making or inappropriate behavior on the guilty party’s part. [...]

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How to Prepare for an Unemployment Hearing

19. May 2009

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How to Prepare for an Unemployment Hearing

Filing for unemployment can leave you feeling like you’ve been raked over the coals especially for your personal finance. But when you are approved for benefits, it is all worthwhile. It’s not always over when you get approved, though. Your former employer has the right to contest your claim, and if he exercises that right, [...]

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Saving Your Raises

18. May 2009

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Saving Your Raises

It feels great to get a raise. It makes us feel like we’re being rewarded for all our hard work. It provides an incentive to keep doing a good job. And most of all, it puts more money in our pockets. It can be tempting to start spending more money when we get a raise. Just [...]

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Am I Entitled to a Severance Package?

15. May 2009

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Am I Entitled to a Severance Package?

No matter what the circumstances, leaving a job can be stressful. If you are laid off or fired, the prospect of seeking new employment without having a paying job can be frightening for one’s personal finance. When you retire, not knowing what your financial future holds may cause anxiety. And even if you’re leaving to [...]

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What is “Quote Massaging?”

12. May 2009

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What is “Quote Massaging?”

Quote massaging is a system used in the UK whereby anyone who is seeking to reduce car insurance rates can change one’s job description in order to reduce the cost of insurance for the benefit of personal finance. While this system is not available in the US, it is widely used among the top five UK [...]

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Make Money Spend Money

22. November 2008

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Make Money Spend Money

Experts and experience have proven that spending money doesn’t always result in more money. Thus, the saying ‘spend money to make money’ may turn out to be a financial joke sometimes. In fact, it may be the other way around. The more money you make, the more money you spend. Money makes the world go round. [...]

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Why It’s Important to Have Two Signatures on a Savings Account

15. November 2008

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Why It’s Important to Have Two Signatures on a Savings Account

Planning for the future also means ensuring that, in the event that anything happens to you or your loved one, access to bank accounts and other assets are available. Having two signatures on your savings account can save you a great deal of time and stress in case you or your spouse becomes ill or dies. [...]

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