Tag Archive | "banking"

Bankrate: Mortgage Rates Rise Following Job News

Saturday, April 10, 2010

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Bankrate: Mortgage Rates Rise Following Job News

Mortgage rates increased for a third straight week, with the average conforming 30-year fixed mortgage rising to 5.35 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.47 discount and origination points. The average 15-year fixed mortgage hit a new high-water mark for 2010 at 4.69 percent and the [...]

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CA Ushers in New Level of Agility with CA Agile Vision for Application Development from the Cloud

Saturday, April 10, 2010

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CA Ushers in New Level of Agility with CA Agile Vision for Application Development from the Cloud

Proven and Robust Agile Planning App Built and Delivered Fast on Salesforce.com’s Force.com Platform Helps Accelerate the Market Shift to Cloud 2 Salesforce.com Cloudforce 2 Tour today announced the general availability of CA Agile Vision™ Team Edition, the first native Force.com agile development planning tool, designed to enable business companies to unlock the competitive advantage of [...]

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More Businesses Dismissing Banks for Business Loans

Saturday, March 27, 2010

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More Businesses Dismissing Banks for Business Loans

As traditional bank loans become scarce, more small business owners are turning to alternatives like business cash advances offered by BusinessCashAdvance.com. The company has provided an attractive option to a growing number of entrepreneurs seeking business loans in this tough economy. It expects this trend to continue as credit tightens even further. While many of BusinessCashAdvance.com’s [...]

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Protect Your Identity; Protect Your Financial Future

Friday, October 16, 2009

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Protect Your Identity; Protect Your Financial Future

It’s a feeling that sends chills down your spine. You feel alone, confused, and angry. Unfortunately it is a feeling experienced by many people each year — it’s the feeling caused by identity theft. Claiming millions of victims each year, identity theft is one of the fastest growing crimes against personal finance in the United [...]

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Central Bank of India Seeks to Change the Way India Pays

Friday, October 16, 2009

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Central Bank of India Seeks to Change the Way India Pays

Central Bank of India, Rev and MasterCard have partnered to collaboratively develop and market innovative credit card payment solutions the companies announced today. The partners plan to introduce a series of new payment products designed to reach even more Indians, starting with the Central Bank of India MasterCard® Gift Card and the Rev® MasterCard® Virtual Card, [...]

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Swiss Secrecy Out in the Open now in the US

Wednesday, August 26, 2009

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Swiss Secrecy Out in the Open now in the US

In true conspiracy movie fashion, the US Internal Revenue Service (IRS) revealed that they entered a partnership with Switzerland to get secret bank accounts at the UBS Bank and other banks to follow. Whatever happened to bank secrecy law? This one is legal though. The US IRS used a broad John Doe summons against UBS for the [...]

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What Is an Interest-Only Option?

Thursday, August 20, 2009

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What Is an Interest-Only Option?

When you take out a loan or buy merchandise with a credit card, the payments you make each month are paid against the principal of the loan and the interest accrued.  For refinancing mortgages, the same holds true - with one exception. If you decide on an interest-only option payment plan, you pay the interest only [...]

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Never Borrow More Than You Need

Thursday, June 18, 2009

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Never Borrow More Than You Need

When a student applies for financial aid, usually the college will award the cost of attendance and/or a fixed amount for debts. For example, an undergraduate may receive up to $4000 per year (maximum total $20,000), while a graduate may receive up to $6000 per year (maximum total $40,000).  There are conditions, however.  The amount received [...]

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Bonds Basics

Friday, May 29, 2009

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Bonds Basics

Source: aarp.org When you buy bonds, you become a lender. The bond issuer is the borrower. The bond issuer might be a company, a city, a state, or a federal government agency. They may borrow for short periods to manage cash flow or cover operating costs, for example. They may also borrow money for longer-term goals [...]

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The Strategy of Margin Trading

Tuesday, May 26, 2009

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The Strategy of Margin Trading

Source: finotec.com In the world of forex, margin trading (or “buying on margin”, or “trading on margin”) means trading with short-term borrowed capital. Margin is thus a form of borrowed money or debt. This borrowed capital is used to buy much more currency that you’d be able to purchase ordinarily (unless you have hundreds of thousands [...]

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Employee Rights Attorneys: What Do They Do?

Monday, May 25, 2009

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Employee Rights Attorneys: What Do They Do?

In a perfect world, working to make a living would be trouble-free. We wouldn’t have to worry about discrimination in hiring, fair compensation or unfair termination. But the working world is far from perfect. And that’s why there are employee rights attorneys. Lawyers who specialize in employee rights can help our personal finances with a variety [...]

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Forex Markets - Trading Internationally

Tuesday, May 12, 2009

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Forex Markets - Trading Internationally

Source: onlinetradingtips.cn Forex market trading is trading money, currencies worldwide. Most business from many countries around the world are involved in the forex trading market, where money is bought and sold, based on the value of that currency at the time. As some currencies are not worth much, it is not going to be traded heavily, [...]

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