Tag Archive | "budget"
National Law Firm Announces Groundbreaking Program To Help Consumers Manage Debt Payments
Persels & Associates’ contingency fee program first of its kind for consumers drowning in debt As Americans drown in unpaid bills and desperately look for a way out, Persels & Associates, a national law firm with attorneys in all 50 states, announces a groundbreaking program designed to help people manage their debt. For a small initial set-up [...]
Continue reading...Fed Overdraft Rule Inadequate, Congress Must Act
Sunday, November 15, 2009
Statement of Eric Halperin, director of the Washington D.C. office of the Center for Responsible Lending: “The Federal Reserve Board’s action today on debit and credit card overdraft fees legitimizes an abusive product without providing any substantive protections for bank customers. We appreciate that the Fed chose to implement the strongest overdraft reform rule it was [...]
Continue reading...The Need For A Family Budget
Friday, August 21, 2009
The need for a budget is as important as the need to pay expenses. Every family unit, no matter how big or how small, needs to plan their finances. For sure, no one wants to run into a long list of debts. No one as well wants to lose a purchase they have paid a [...]
Continue reading...The Right Way To Budget
Friday, August 21, 2009
Does money pass through your hands easily? Do you find yourself scrimping and living on a few amount of money a week before payday? If the answer is “yes”, do not despair. Help is at hand. To make your budget a success, know where you stand. Get an accurate picture of your existing finance before you [...]
Continue reading...The Importance of Budget
Thursday, August 20, 2009
Do you ever find yourself dealing with money shortages every month? There might be some problems with your proper handling of your money. First and foremost, you have to learn the basics of proper spending and saving. Knowing the basics first will guide you through the process of money management easily. But first, let us take some [...]
Continue reading...Debts: Wipe Them Out or Simply Manage Them
Thursday, August 20, 2009
When debt gets out of hand, it becomes a major source of stress. But with patience and these strategies, you can be debt-free in no time. * Know how much debt you have. List down all your debts and make a repayment plan. Finish paying the debt with the highest interest rate and so on. A debt [...]
Continue reading...Ideas For A Budget Friendly Family Entertainment
Wednesday, August 19, 2009
Worthwhile family activities doesn’t have to be costly. If you want to be practical without much expenses to allot in the family budget, here are some budget friendly entertainment ideas. If movie watching is a favorite past time of the family, videos or DVDs at home are cheaper than going to the cinema. There are video [...]
Continue reading...Managing Impulse Spending In Your Personal Budget
Tuesday, August 18, 2009
With a personal budget at hand, you have to be too tight in spending only your important expenses. But sometimes, it is really inevitable to be tempted buying something out of the budget on an unplanned time. And worst, your are left with a dilemma in the adjustments that you need to make in your budget. But [...]
Continue reading...Changing Bad Spending Habits
Tuesday, August 18, 2009
Have you ever tried examining your spending habits? Are you a good or a bad spender? If you are a good spender, perhaps you have a good account of your money. But if you are not a good one, here is a list of how to change your bad spending habits. One of the best ways is [...]
Continue reading...Living Practical
Monday, August 17, 2009
During these modern times of many demands and a worldwide economic crisis, being practical and thrifty is a key to a good money at hand. Frugal living means living very well, and below your means. It’s a lifestyle that requires careful planning, both in living and spending, to avoid waste and excess. It is a voluntary [...]
Continue reading...Tips For Less Holiday Spending
Monday, August 17, 2009
Holidays are fast approaching. Discovering tips for holiday shopping can help you avoid taking on a Christmas loan and put you in a better financial position for the entire year. For some, holiday spending can become a debt trap that repeats itself year after year, so the earlier you prepare the better off you will [...]
Continue reading...How To Have A Stress-Free Saving and Spending of Money
Wednesday, August 12, 2009
Personal financing of your money is something that needs much of your discipline to make it work well. Here are tips to have an ideal saving and spending of your money. 1. Have yourself paid first. Aim to put away at least 10% of your pre-tax income into your savings account. 2. Be strict in spending less than [...]
Continue reading...Why Should We Stick to a Budget?
Wednesday, August 12, 2009
The simple answer to this question is this: If you didn’t stick to a budget, you would have no way of knowing how much you spend or, for that matter, overspend. At the end of the year you would probably be scratching your head trying to figure out where all the money went to. Family budgets [...]
Continue reading...Food Budget Stretching
Tuesday, August 11, 2009
In your ways to save for money not only for you and your family,you don’t want to compromise the nutritional earnings from food. Providing healthy meals can be possible without too much spending needed. If you want to be sure that your money is no waste, check if there are any leftovers go in bulks. [...]
Continue reading...Should I Give My Teenager a Gas Budget?
Tuesday, August 11, 2009
Remember when gas prices were at the highest levels in history just a few short months ago? Like most drivers, you probably curtailed your use of the car and used public transportation instead. Did your teen use the family car and if so, did he or she pay for the gas? Thinking back to when we [...]
Continue reading...
Saturday, March 20, 2010
0 Comments