Tag Archive | "budgeting"
10 Steps to Saving Money on Textbooks
Textbooks and course materials provide college students with vital information that they need to do well in class. However, many students come to college unprepared for this expense. Smart shopping strategies can have a big impact on your final textbook tally. The National Association of College Stores (NACS) offers the following suggestions: Buy used books when possible. [...]
Continue reading...Resolve to Manage Your Money Better in 2010
Wednesday, December 30, 2009
When you’re making your New Year’s resolutions consider the findings of a recent national survey done by the Financial Industry Regulatory (FINRA) Investor Education Foundation with input from the AICPA (American Institute of Certified Public Accountants). Nearly half of the survey respondents reported facing difficulties in covering monthly expenses and paying bills, the majority don’t have [...]
Continue reading...Consumers’ Optimism Toward the Economy May Bode Well for Retailers this Holiday Season
Thursday, November 12, 2009
Philadelphia shoppers are more optimistic about the economy and their budgeting, and that optimism is starting to show in Philadelphians’ shopping plans as the holiday shopping season kicks off, according to Deloitte’s 24th Annual Holiday Survey of retail spending and trends. Fears about the recession are slowly subsiding, with more than half of those surveyed (52 [...]
Continue reading...‘Tis the Season for Shopping Smarter: Generation Planning Savvy Shopping This Holiday Season
Thursday, November 12, 2009
According to a new holiday shopping survey by iLive, more than one-third (37 percent) of shoppers plan to shop smarter during their quests for the perfect gifts this holiday season. Whether they are bargain hunting online, looking for special sales or cutting coupons, shoppers are more focused on getting the most for their money. For nearly [...]
Continue reading...A Debit Card Christmas
Thursday, November 12, 2009
“Total retail sales and credit card usage are expected to rise 1.6% from a year ago, as consumers dip their toes back into the retail pool. General merchandise and apparel store sales (GMA), which more closely track seasonal spending patterns, are expected to rise 1.3%. After adjusting for inflation, both series essentially will be flat from [...]
Continue reading...Recession Changing Workplace Expectations of Millennials
Monday, November 9, 2009
Over half (55 percent) of Millennials have experienced a layoff or loss of work in their family within the past year, and nearly three-fourths (72 percent) feel threatened by a possible layoff or loss of work in the coming months, according to research conducted by Lumin Collaborative, an integrated communications agency network consisting of five [...]
Continue reading...Debt Repayment Plan Interest Rates Drop
Monday, November 9, 2009
With millions of Americans struggling to repay their credit card debt, it may be a good time to consider a debt management plan (DMP) offered by many nonprofit credit counseling agencies. That’s because people with large balances and high interest rates who enroll in a DMP are receiving favorable repayment terms from a variety of [...]
Continue reading...Widening Application Range to Boost MRI Markets in Eastern Europe, Says Frost & Sullivan
Wednesday, October 14, 2009
Eastern Europe is poised to be the market to tap into in the near future for magnetic resonance imaging (MRI) manufacturers. These countries have budgeting allocations to improve their healthcare systems after becoming members of the European Union (EU). Their installed base of MRI systems is not large, which directly makes this region conducive for market [...]
Continue reading...Minimize the Seasonal Ups and Downs of Energy Bills for Budgeting
Sunday, October 11, 2009
With colder weather just around the corner, DTE Energy is reminding budgeting-conscious customers they can take the seasonal ups and downs out of their energy bills by signing up for its BudgetWise Billing program. Customers enrolled in the program manage energy bills by paying the same amount for gas and/or electric service for 11 months. “In [...]
Continue reading...The Need For A Family Budget
Friday, August 21, 2009
The need for a budget is as important as the need to pay expenses. Every family unit, no matter how big or how small, needs to plan their finances. For sure, no one wants to run into a long list of debts. No one as well wants to lose a purchase they have paid a [...]
Continue reading...The Right Way To Budget
Friday, August 21, 2009
Does money pass through your hands easily? Do you find yourself scrimping and living on a few amount of money a week before payday? If the answer is “yes”, do not despair. Help is at hand. To make your budget a success, know where you stand. Get an accurate picture of your existing finance before you [...]
Continue reading...Managing Impulse Spending In Your Personal Budget
Tuesday, August 18, 2009
With a personal budget at hand, you have to be too tight in spending only your important expenses. But sometimes, it is really inevitable to be tempted buying something out of the budget on an unplanned time. And worst, your are left with a dilemma in the adjustments that you need to make in your budget. But [...]
Continue reading...Changing Bad Spending Habits
Tuesday, August 18, 2009
Have you ever tried examining your spending habits? Are you a good or a bad spender? If you are a good spender, perhaps you have a good account of your money. But if you are not a good one, here is a list of how to change your bad spending habits. One of the best ways is [...]
Continue reading...Research Before You Apply
Monday, August 17, 2009
During this economic crisis, many lenders are withdrawing from programs designed to afford students the opportunity to attend a college or university.In an effort to ascertain what types of grants, or loans are available, it is necessary to research before you apply. The internet will afford you the ability to do so. If [...]
Continue reading...Why Should We Stick to a Budget?
Wednesday, August 12, 2009
The simple answer to this question is this: If you didn’t stick to a budget, you would have no way of knowing how much you spend or, for that matter, overspend. At the end of the year you would probably be scratching your head trying to figure out where all the money went to. Family budgets [...]
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Thursday, January 7, 2010
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