Tag Archive | "budgeting"
Should I Give My Teenager a Gas Budget?
Remember when gas prices were at the highest levels in history just a few short months ago? Like most drivers, you probably curtailed your use of the car and used public transportation instead. Did your teen use the family car and if so, did he or she pay for the gas? Thinking back to when we [...]
Continue reading...Create A Vacation Budget and Stick to It
Thursday, August 6, 2009
Taking a vacation is supposed to help alleviate stress, not add to it. But for those of us who do not have unlimited funds to work with, it can do just that. Planning fun for the whole family and providing for transportation, meals and accommodations can be tricky, and paying for it all can be [...]
Continue reading...How to Save Money on Clothes
Tuesday, August 4, 2009
Fashions change from year to year, but the one thing that doesn’t change is the cost. Clothes are becoming more expensive than ever. But at a time when it is critical that we save money, this is one area in which we can effectively do so - without giving up fashion sense. Consignment shops offer individuals [...]
Continue reading...How Much Allowance Should I Give My Teenager?
Tuesday, August 4, 2009
There is no set amount that you should give your teens as an allowance. As a matter of fact, during these difficult economic times many families may not be in a position to hand out a weekly allowance at all. But if you are considering an allowance for your teens, experts recommend that the allowance should [...]
Continue reading...Trimming Down Your Budget
Thursday, July 30, 2009
If you need to trim the budget, here are a few ways to cut your expenses without feeling like you’re sacrificing: 1. Buy items in bulk to cut costs. If you don’t need massive amounts of an item but you have friends who might - have them chip in to buy bulk meals, toiletries, batteries, etc., [...]
Continue reading...Simple and Easy Cash, Change, and Credit Card Tips
Thursday, July 23, 2009
There is more to saving money than just using credit cards for your expenses. Here are smart tips for you to save your money and to add more for your budget. Spend cash instead of your credit card. You tend to spend less and keep track of what you spend. SAVE LOOSE CHANGE IN A JAR! Combine your cable, [...]
Continue reading...Family Budget Tips
Wednesday, July 22, 2009
It is quite difficult to manage all expenses within monthly salary including family food, electricity bill, phone bill, and other expenses that are essential. In addition, if you try to save some money for family fun stuff within your monthly salary then it looks to some extent difficult. However, with few money-saving tips, suggestion for [...]
Continue reading...10 Money-Saving Travel and Vacation Tips
Friday, July 17, 2009
Vacation is the most wanted time for everyone. Here are ten tips to help you save money on your next vacation with great consideration to your budget. * Rent a car. What sounds expensive can actually often save you money. Consider renting a car instead of using the airport shuttle. Many times the cost of the [...]
Continue reading...Budgeting 101
Saturday, July 11, 2009
Source: www.personalbudgeting.com 1. KEEP IT SIMPLE (AT FIRST) The best way to get started for your budgeting is to put together a very basic list of your monthly income (i.e. your paycheck) and expenses. Just give it your best guess. Stick to listing things you can easily identify: rent, car payment, insurance, utilities (you get the picture). [...]
Continue reading...Tips for Saving Money on Groceries
Monday, July 6, 2009
There was a recent story on one of the cable news channels regarding premium brand groceries versus store brands which is relevant to our household savings. A reporter asked a family, who only used well-known premium brands, to engage in a little experiment. The family was asked to substitute about a dozen items [...]
Continue reading...Should My Teenager Contribute Financially to Household Expenses?
Wednesday, July 1, 2009
Whether or not your teen should contribute to the family’s budget is a personal opinion. Time have changed, however, thinking back to when we were growing up, our family was on budgeting and we applied for part-time jobs after school so that we could help out with household expenses. Having your child contribute to the family’s [...]
Continue reading...Living on a Tighter Budget!
Wednesday, July 1, 2009
If one of your New Year’s resolutions was to rein in the cost of spending, now is the time to tighten your budget even further. Here are some tips on how to save money for household savings. * Buy groceries in bulk. Utilize Sunday coupon circulars and in-store circulars to find the lowest prices on items. [...]
Continue reading...Can Family Meal Planning Help You Save Money?
Friday, June 26, 2009
Whether you purchase groceries on sale or at a warehouse, always buy in bulk. Buy those items that you can prepare in one day to last for several weeks. For example, whole chickens are reasonably priced. You can purchase two and make two pots of chicken stew. Vegetables on sale can be added to the chicken [...]
Continue reading...Determine a Gas Budget When Planning a Road Trip
Wednesday, May 20, 2009
There was a time when road trips were among the best vacation options for those budgeting. But with rising gas prices, they have become much more expensive. Even so, many vacationers still enjoy hitting the road and seeing the sights along the way. When planning a road trip, it’s crucial to estimate gas costs as accurately [...]
Continue reading...Wait a Month before Buying
Wednesday, May 13, 2009
Maybe you’ve carefully crafted a budget that accounts for every penny that comes in each month. Or maybe budgeting seems like a waste of time to you. Either way, impulse buying can have a negative effect on your financial picture. There’s nothing wrong with buying something we want every now and then if we have the [...]
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Tuesday, August 11, 2009
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