Tag Archive | "cash"
Mortgage Rates Rise for the Fourth Consecutive Week
The average conforming 30-year fixed mortgage increased this week to 5.24 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.45 discount and origination points. The average 15-year fixed mortgage moved higher, to 4.62 percent while the larger jumbo 30-year fixed rate inched upward to 6.16 percent. Adjustable rate [...]
Continue reading...Last Minute Gift Dash Is Prime Time for Identity Thieves
Wednesday, December 23, 2009
AARP Idaho Provides Simple Tips to Protect Your Credit During Holiday Season The last minute shopping rush is on and identity thieves are banking on consumers being careless, especially in making on-line purchases with credit cards. As on-line holiday purchases have just passed the $10 million mark, cyber criminals are taking note and increasingly looking to [...]
Continue reading...Premium Bonds prize money to increase by 1.5%
Friday, October 9, 2009
National Savings & Investments has increased its Premium Bond prize fund rate to 1.5%. National Savings & Investments (NS&I) are to increase prize money on offer to Premium Bond holders next month by 50%. The prize fund payout rate will increase from 1% to 1.5% in October, taking the total payout for the Premium Bond draw from [...]
Continue reading...Save and Spend Your Money
Tuesday, August 11, 2009
When aiming to eliminate debt from your life, every single expense you make counts. You quickly find as well the need to change your ways of spending too much. But that does not mean that you have to deprive yourself from all treats. Cutting all of the fun out of your budget is the surest way [...]
Continue reading...How to Stay Disciplined with Your Savings
Wednesday, August 5, 2009
Staying disciplined with your savings is just as important as staying disciplined with your family budget. When you open a savings account, you are given a passbook. Every time you make a deposit or withdrawal, the amount is recorded in the passbook. Let’s say, for example, that you have an online business where payments are made to [...]
Continue reading...Create A Household Budget
Monday, August 3, 2009
In these times of economic crisis, having a budget is a key to to stay on track with the money at hand. A budget should not be seen as a restriction, telling you what you can’t spend, but rather as an empowering tool, letting you know what you can spend and giving you the means [...]
Continue reading...Cash versus Credit Cards
Tuesday, July 14, 2009
When you go out shopping and you proceed to pay a bill, do you immediately take out the cash you have on hand or pay with a credit card? This may seem like a silly question, but there is psychological evidence that suggests many individuals become emotionally attached to their cash. According to Live Science, “A [...]
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Friday, December 25, 2009
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