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Avoid Return Gotchas Before Buying a Gift

This year retailers impose stricter guidelines, especially on open items Even the most fool-proof gifts are subject to returns during shopping. In fact, 19% of people plan on returning a gift after the holidays, according to a recent Consumer Reports poll. But returning items may not be as easy or affordable as in years past. Holiday [...]

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Last-Minute, Budget Holiday Gifts: Unique Gifts from $10 to $70

People are always experiencing some sort of Financial Crunch, but they never lose their “CENTS” of humor or desire for seriously rich chocolate. This season “Bite Back” with Sweet Assets Chocolate Gifts, the premier source for shopping chocolate gifts. Recognizing there are likely many interesting characters on your gift-giving list, Sweet Assets Chocolates highlights 8 unique [...]

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A Debit Card Christmas

“Total retail sales and credit card usage are expected to rise 1.6% from a year ago, as consumers dip their toes back into the retail pool. General merchandise and apparel store sales (GMA), which more closely track seasonal spending patterns, are expected to rise 1.3%. After adjusting for inflation, both series essentially will be flat from [...]

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Tips For Less Holiday Spending

Holidays are fast approaching. Discovering tips for holiday shopping can help you avoid taking on a Christmas loan and put you in a better financial position for the entire year. For some, holiday spending can become a debt trap that repeats itself year after year, so the earlier you prepare the better off you will [...]

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