Tag Archive | "debt"
Debt Settlement Foundation Helps Consumers Reach Financial Freedom in 2010
The Debt Settlement Foundation announces its launch of a new website to help consumers eliminate debt, modify their spending habits, and focus on a solution that will guide them to a more financially stable life. “At the Debt Settlement Foundation, we help clients settle their total outstanding unsecured credit balances significantly,” says Debt Settlement Foundation [...]
Continue reading...Identity Theft 911 Offers Tips for National Data Privacy Day
Monday, February 1, 2010
Consumers and businesses globally spend hours each day exploring the Internet for news, information, and communications purposes. Today’s National Data Privacy Day serves as an important reminder that consumers need to protect their own personal information when accessing the World Wide Web and businesses need to safeguard the information which they are responsible for collecting [...]
Continue reading...70% of Americans Think It’s Harder To Get Rich Now Than It Used To Be
Wednesday, January 13, 2010
New Bankrate poll shows that Americans are less confident that they and their peers can find wealth in 2010 A new study released by Bankrate, Inc. shows that the majority of Americans think wealth is beyond their reach and that it won’t be easier to get rich any time soon for retirement. The poll, conducted [...]
Continue reading...Mortgage Rates Move Lower
Monday, January 11, 2010
The average conforming 30-year fixed mortgage decreased this week to 5.26 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.43 discount and origination points. The average 15-year fixed mortgage fell to 4.67 percent while the larger jumbo 30-year fixed rate inched lower to 6.14 percent. Adjustable rate mortgages [...]
Continue reading...Resolve to Manage Your Money Better in 2010
Wednesday, December 30, 2009
When you’re making your New Year’s resolutions consider the findings of a recent national survey done by the Financial Industry Regulatory (FINRA) Investor Education Foundation with input from the AICPA (American Institute of Certified Public Accountants). Nearly half of the survey respondents reported facing difficulties in covering monthly expenses and paying bills, the majority don’t have [...]
Continue reading...Debt Repayment Plan Interest Rates Drop
Monday, November 9, 2009
With millions of Americans struggling to repay their credit card debt, it may be a good time to consider a debt management plan (DMP) offered by many nonprofit credit counseling agencies. That’s because people with large balances and high interest rates who enroll in a DMP are receiving favorable repayment terms from a variety of [...]
Continue reading...The Right Way To Budget
Friday, August 21, 2009
Does money pass through your hands easily? Do you find yourself scrimping and living on a few amount of money a week before payday? If the answer is “yes”, do not despair. Help is at hand. To make your budget a success, know where you stand. Get an accurate picture of your existing finance before you [...]
Continue reading...Never Drag Your Forbearance Longer Than Necessary
Wednesday, August 19, 2009
If you find that you are falling behind in student loan payments, you can request forbearance. A forebearance is when your lender agrees to a repayment plan on your mortgage. It usually involves a substantial down-payment and increased monthly payments.This is a temporary solution that is granted for those experiencing financial difficulty. In order to qualify, [...]
Continue reading...Hitting A Financial Aid Brick Wall
Tuesday, August 18, 2009
If you have hit a brick wall during the financing of a student loan, you may be able to recover using the HEA or Higher Education Act’s Section 674.39 on Loan Rehabilitation. The Higher Education Act of 1965 and the 1998 amendments clearly state the required statutes of this Act. To wit: If the borrower of a [...]
Continue reading...Tips For Less Holiday Spending
Monday, August 17, 2009
Holidays are fast approaching. Discovering tips for holiday shopping can help you avoid taking on a Christmas loan and put you in a better financial position for the entire year. For some, holiday spending can become a debt trap that repeats itself year after year, so the earlier you prepare the better off you will [...]
Continue reading...Five Great Reasons To Refinance Before It Is Too Late
Monday, August 17, 2009
The Federal Reserve has lowered its interest rates several times during this current economic crisis. As a result, mortgage interest rates have begun to fall and hundreds of thousands of homeowners have sought refinancing for a variety of reasons. Besides being afforded the opportunity to save money (which is critical during this recession), here are five [...]
Continue reading...Save and Spend Your Money
Tuesday, August 11, 2009
When aiming to eliminate debt from your life, every single expense you make counts. You quickly find as well the need to change your ways of spending too much. But that does not mean that you have to deprive yourself from all treats. Cutting all of the fun out of your budget is the surest way [...]
Continue reading...Tips on How to Choose Life Insurance
Tuesday, August 11, 2009
There are several factors that will determine whether or not you need life insurance. Here are some tips on how to choose a policy that is right for you. * Who should buy life insurance? Life insurance is recommended to those who have dependents, those who are self-employed or own a business, and those who want [...]
Continue reading...Is It Worth Claiming?
Monday, August 10, 2009
To file or not to file; that is the question. There are certain instances where you should file a claim if your car was damaged due to an accident. However, there are other instances where filing a claim for losses less than $1,000 may not be necessary. But there’s a catch. Depending upon the terms of [...]
Continue reading...Steps to Get You Started in Reducing Your Debt
Monday, August 3, 2009
This life will always be bound to having debts. Eliminating your debt is an honorable goal no matter where you are in your life. Reducing the amount of debt you have will give you more flexibility in your budget and leave you more prepared to face any of the bumps that life tends to throw [...]
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Monday, February 1, 2010
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