Tag Archive | "debt"
Bankrate: Mortgage Rates Rise Following Job News
Mortgage rates increased for a third straight week, with the average conforming 30-year fixed mortgage rising to 5.35 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.47 discount and origination points. The average 15-year fixed mortgage hit a new high-water mark for 2010 at 4.69 percent and the [...]
Continue reading...Bank of America Commits to Clarity for Small Business Customers
Tuesday, April 6, 2010
Two Million Small Business Customers Receive Credit Card Clarity Commitment and Improvements to Account Terms In line with its commitment to provide customers with clear and concise information, Bank of America has expanded its industry-leading Clarity Commitment® to its two million small business credit card accounts. The Clarity Commitment – a one-page summary of each customer’s [...]
Continue reading...Only Seven Percent of Americans to Use Tax Refunds on ‘Fun’ Activities
Tuesday, April 6, 2010
New Bankrate poll reveals how the American consumer is planning to use tax refunds this year A new study released by Bankrate, Inc. shows that, with economic uncertainty still lingering, many Americans plan to use their tax refunds in a fiscally conservative fashion, with 84 percent intending to pay down debt, save or invest, or use [...]
Continue reading...National Law Firm Announces Groundbreaking Program To Help Consumers Manage Debt Payments
Saturday, March 20, 2010
Persels & Associates’ contingency fee program first of its kind for consumers drowning in debt As Americans drown in unpaid bills and desperately look for a way out, Persels & Associates, a national law firm with attorneys in all 50 states, announces a groundbreaking program designed to help people manage their debt. For a small initial set-up [...]
Continue reading...Debt Settlement Foundation Helps Consumers Reach Financial Freedom in 2010
Monday, February 1, 2010
The Debt Settlement Foundation announces its launch of a new website to help consumers eliminate debt, modify their spending habits, and focus on a solution that will guide them to a more financially stable life. “At the Debt Settlement Foundation, we help clients settle their total outstanding unsecured credit balances significantly,” says Debt Settlement Foundation [...]
Continue reading...Identity Theft 911 Offers Tips for National Data Privacy Day
Monday, February 1, 2010
Consumers and businesses globally spend hours each day exploring the Internet for news, information, and communications purposes. Today’s National Data Privacy Day serves as an important reminder that consumers need to protect their own personal information when accessing the World Wide Web and businesses need to safeguard the information which they are responsible for collecting [...]
Continue reading...70% of Americans Think It’s Harder To Get Rich Now Than It Used To Be
Wednesday, January 13, 2010
New Bankrate poll shows that Americans are less confident that they and their peers can find wealth in 2010 A new study released by Bankrate, Inc. shows that the majority of Americans think wealth is beyond their reach and that it won’t be easier to get rich any time soon for retirement. The poll, conducted [...]
Continue reading...Mortgage Rates Move Lower
Monday, January 11, 2010
The average conforming 30-year fixed mortgage decreased this week to 5.26 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.43 discount and origination points. The average 15-year fixed mortgage fell to 4.67 percent while the larger jumbo 30-year fixed rate inched lower to 6.14 percent. Adjustable rate mortgages [...]
Continue reading...Resolve to Manage Your Money Better in 2010
Wednesday, December 30, 2009
When you’re making your New Year’s resolutions consider the findings of a recent national survey done by the Financial Industry Regulatory (FINRA) Investor Education Foundation with input from the AICPA (American Institute of Certified Public Accountants). Nearly half of the survey respondents reported facing difficulties in covering monthly expenses and paying bills, the majority don’t have [...]
Continue reading...Debt Repayment Plan Interest Rates Drop
Monday, November 9, 2009
With millions of Americans struggling to repay their credit card debt, it may be a good time to consider a debt management plan (DMP) offered by many nonprofit credit counseling agencies. That’s because people with large balances and high interest rates who enroll in a DMP are receiving favorable repayment terms from a variety of [...]
Continue reading...The Right Way To Budget
Friday, August 21, 2009
Does money pass through your hands easily? Do you find yourself scrimping and living on a few amount of money a week before payday? If the answer is “yes”, do not despair. Help is at hand. To make your budget a success, know where you stand. Get an accurate picture of your existing finance before you [...]
Continue reading...Never Drag Your Forbearance Longer Than Necessary
Wednesday, August 19, 2009
If you find that you are falling behind in student loan payments, you can request forbearance. A forebearance is when your lender agrees to a repayment plan on your mortgage. It usually involves a substantial down-payment and increased monthly payments.This is a temporary solution that is granted for those experiencing financial difficulty. In order to qualify, [...]
Continue reading...Hitting A Financial Aid Brick Wall
Tuesday, August 18, 2009
If you have hit a brick wall during the financing of a student loan, you may be able to recover using the HEA or Higher Education Act’s Section 674.39 on Loan Rehabilitation. The Higher Education Act of 1965 and the 1998 amendments clearly state the required statutes of this Act. To wit: If the borrower of a [...]
Continue reading...Tips For Less Holiday Spending
Monday, August 17, 2009
Holidays are fast approaching. Discovering tips for holiday shopping can help you avoid taking on a Christmas loan and put you in a better financial position for the entire year. For some, holiday spending can become a debt trap that repeats itself year after year, so the earlier you prepare the better off you will [...]
Continue reading...Five Great Reasons To Refinance Before It Is Too Late
Monday, August 17, 2009
The Federal Reserve has lowered its interest rates several times during this current economic crisis. As a result, mortgage interest rates have begun to fall and hundreds of thousands of homeowners have sought refinancing for a variety of reasons. Besides being afforded the opportunity to save money (which is critical during this recession), here are five [...]
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Saturday, April 10, 2010
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