Tag Archive | "Debts"
Jobs Bill Tax Credit Not Enough: More Small Businesses Turn to Business Cash Advances
The jobs bill approved by the U.S. Senate includes a tax credit meant as a hiring incentive for small business. But small businesses say it’s not enough. With many struggling to meet payroll while revenue is down, hiring a new employee in return for a few thousand dollars is not feasible or smart. Businesses are turning [...]
Continue reading...Credit Reform Is Coming - Know Where You Stand
Thursday, February 18, 2010
Equifax offers consumers more insight into their credit history; in advance of Credit CARD Act Major provisions of the Credit CARD (Credit Card Accountability Responsibility and Disclosure) Act of 2009 legislation, including new rules regarding rates, limits and fees, as well as billing and payments will make it easier for consumers to take control [...]
Continue reading...Small Business Owners Gather in Nation’s Capital to Fight the Swiping of America
Saturday, February 6, 2010
Main Street America says excessive swipe fees hinder job growth and unfairly raise consumer prices Small business owners from across the country joined Consumers for Competitive Choice (C4CC) President Bob Johnson, Executive Director Jim Conran, and Jennifer Cavallaro, Owner of The Beehive Cafe in Bristol, RI in Washington, DC, today to discuss with Members of Congress [...]
Continue reading...Thinking Of Cutting Up Your Credit Cards?
Wednesday, February 3, 2010
Getting a new financial start in the new year may mean ditching credit cards in favor of cash. Although living without credit cards has financial benefits, a Kansas State University expert said there are a few things to consider before taking scissors to your plastic. “Living card-free takes away a lot of the spending temptations and generally [...]
Continue reading...China’s Economy Not a Bubble
Friday, January 22, 2010
It was announced today that China’s GDP grew 10.7% last quarter over a year ago, its fastest pace since 2007. There is now speculation that China’s central bank will start raising their benchmark interest rate in order to tighten debt lending in the country. In fact, China’s central bank last week raised reserve requirements and [...]
Continue reading...Uncle Sam Down and Out as Congress Prepares to Raise Debt Ceiling
Wednesday, January 20, 2010
Today the Employment Policies Institute’s (EPI) “Defeat the Debt” campaign will station eleven destitute Uncle Sams in New York City’s Times Square to beg for $12 trillion from taxpayers. The appearance comes one day before Congress is scheduled to begin debate on raising the debt ceiling, as the nation’s $12.3 trillion debt is coming dangerously [...]
Continue reading...Bank of America Accepting Donations for American Red Cross’ Haitian Relief Efforts at All U.S. Banking Centers
Monday, January 18, 2010
In addition, Bank of America announced it will, at a customer’s request, waive associated foreign transaction fees for customers making a donation with a Bank of America debit or credit card to charitable organizations supporting Haitian relief efforts. This follows an announcement made yesterday by Visa, Mastercard and American Express to waive fees to select charities [...]
Continue reading...Payday Loans Can Help Consumers Get Through the Expensive Holiday Season
Monday, December 7, 2009
The holidays are here and credit is tight. Payday loans may be the answer to those struggling to pay the bills with enough left over to buy Christmas or Hanukkah gifts. Consumers receive their loan approval instantly and can have the money deposited directly into their bank accounts in as little as one hour. Now in the [...]
Continue reading...Debt Levels Increase for Those In or Near Retirement
Friday, October 9, 2009
Debt levels of those in or near retirement age are heading up: Among elderly families — and especially among the lower-income elderly — housing debt in particular is rising, according to a study published today by the nonpartisan Employee Benefit Research Institute (EBRI). For some age groups, a significant percentage has debt levels beyond the [...]
Continue reading...PayDay One
Wednesday, August 26, 2009
I had a friend once who was caught in a situation where his father needed to go for an emergency operation and he had no money. He tried loan facilities that would take ages to study his application, look into his credit history and might not grant him the loan at the end of the [...]
Continue reading...Debts: Wipe Them Out or Simply Manage Them
Thursday, August 20, 2009
When debt gets out of hand, it becomes a major source of stress. But with patience and these strategies, you can be debt-free in no time. * Know how much debt you have. List down all your debts and make a repayment plan. Finish paying the debt with the highest interest rate and so on. A debt [...]
Continue reading...Research Before You Apply
Monday, August 17, 2009
During this economic crisis, many lenders are withdrawing from programs designed to afford students the opportunity to attend a college or university.In an effort to ascertain what types of grants, or loans are available, it is necessary to research before you apply. The internet will afford you the ability to do so. If [...]
Continue reading...Living Practical
Monday, August 17, 2009
During these modern times of many demands and a worldwide economic crisis, being practical and thrifty is a key to a good money at hand. Frugal living means living very well, and below your means. It’s a lifestyle that requires careful planning, both in living and spending, to avoid waste and excess. It is a voluntary [...]
Continue reading...Insurance Matters
Friday, August 14, 2009
During this time of worldwide economic crisis, careful assessments of your expenses must be started. Start investing your money in insurances. Here are tips on how to get along with insurance matters. =Have enough. Have enough life insurance to replace at least five years of your salary, ten years if you have kids or significant debts. =Think about [...]
Continue reading...Smart Ways to Handle Your Credits and Loans
Wednesday, August 12, 2009
You will never get rid of your debt bed if you continue to increase your credits. Be a wise-spender. Know how to handle your credit accounts. Get a rewards card. If you need a credit card, the best type to get is a no-fee rewards card that you pay in full every month. Never borrow too much [...]
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Friday, February 26, 2010
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