New Bankrate poll shows that Americans are less confident that they and their peers can find wealth in 2010 A new study released by Bankrate, Inc. shows that the majority of Americans think wealth is beyond their reach and that it won’t be easier to get rich any time soon for retirement. The poll, conducted [...]
Continue reading...Saturday, January 9, 2010
There is no doubt that 2009 was a rough year for many Americans. Consumers saw record high unemployment, credit card lines cut and an increasing number of debt repayment delinquencies. One positive statistic was that in 2009, consumers saved more than ever — reaching a personal savings rate high of 6.4 percent in May. This [...]
Continue reading...Sunday, October 11, 2009
With colder weather just around the corner, DTE Energy is reminding budgeting-conscious customers they can take the seasonal ups and downs out of their energy bills by signing up for its BudgetWise Billing program. Customers enrolled in the program manage energy bills by paying the same amount for gas and/or electric service for 11 months. “In [...]
Continue reading...Sunday, October 11, 2009
Budgeting can be implemented in as few as 5 minutes and others require more of a mindset change, but all will help readers save money! Here are some thoughts to try: *Buy all your food from the grocery store.* A very wealthy person I interviewed said that most people unknowingly throw their retirement savings away on new cars [...]
Continue reading...Tuesday, July 28, 2009
Increase your household savings by spending thrifty ways. Be practical during these times of financial crisis. Here are gentle ways to make it happen. 1. Stay away from trendy fashions and buy clothes a season ahead. You can save big by buying next year’s winter clothes at the end of this winter season. 2. Ask your credit card [...]
Continue reading...Monday, July 27, 2009
Your refrigerators at home are one of the main sources and reasons why your electric bills every month are high. Knowing your refrigerator details will help you tone down your electricity consumption. The EnergyGuide label on new refrigerators will tell you how much electricity in kilowatt-hours a particular model uses in one year. The smaller the [...]
Continue reading...Thursday, July 23, 2009
Aiming for an increase in your household savings? Read on for ways to give you help. Not only you will save money, you will help save for our environment as well. Keep the heat down by putting on a sweater. Set your thermostat 5 degrees lower, and invest in a sweatshirt. Replace all regular light bulbs with energy [...]
Continue reading...Wednesday, July 22, 2009
No one is exempted from buying for groceries. It is one of the most budgeted necessities for every day living. Here are simple ways to increase your household savings: Only Buy On Sale -Only buy items when they are on sale. Plan Your Menu Around the Sales -Enjoy cheap meals throughout the week by planning your menu around the [...]
Continue reading...Tuesday, July 21, 2009
Finances, bills and debts are always on the list of our priorities to manage.With proper management, we will never go wrong with the way to handle those things. Here is a list of very simple tips on how to turn our finances around. 1. Start saving right this minute. -Begin with a small amount. Do this faithfully. Gradually [...]
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Wednesday, January 13, 2010
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