In an economy where unemployment rates are at an all-time high, personal finance advice on how to survive in the working world can be extremely valuable. In their new book, “Mr. and Mrs. Smith’s Employment Survival Guide” (published by AuthorHouse), co-authors Odie and Daval Smith offer readers both practical and spiritual insight into how to [...]
Continue reading...Thursday, August 20, 2009
If you are wanting to have more household savings but the health of the family will not be compromised, here are three meal ideas that are quick to prepare, healthful and very affordable. Peas & Pasta Squares * Boil a pot of water and add salt. * Add a box of pasta squares to the pot and swish [...]
Continue reading...Friday, August 14, 2009
This recession has turned most of us into accountants. With family budgets, keeping track of daily expenditures, ensuring there is enough money set aside for that very rainy day – yes, we are all becoming well-versed in how to better handle our household savings. Perhaps you have your own accounting system that works for you. Here [...]
Continue reading...Tuesday, August 4, 2009
Are you dealing with the dilemma that your income is getting too tight? With your everyday income, you can actually do a lot of things to cut down your expenses. Get started by taking an inventory of the things you spend money on on a daily basis. Try to make a list, starting with morning [...]
Continue reading...Tuesday, July 28, 2009
Increase your household savings by spending thrifty ways. Be practical during these times of financial crisis. Here are gentle ways to make it happen. 1. Stay away from trendy fashions and buy clothes a season ahead. You can save big by buying next year’s winter clothes at the end of this winter season. 2. Ask your credit card [...]
Continue reading...Monday, July 27, 2009
Your refrigerators at home are one of the main sources and reasons why your electric bills every month are high. Knowing your refrigerator details will help you tone down your electricity consumption. The EnergyGuide label on new refrigerators will tell you how much electricity in kilowatt-hours a particular model uses in one year. The smaller the [...]
Continue reading...Thursday, July 23, 2009
Aiming for an increase in your household savings? Read on for ways to give you help. Not only you will save money, you will help save for our environment as well. Keep the heat down by putting on a sweater. Set your thermostat 5 degrees lower, and invest in a sweatshirt. Replace all regular light bulbs with energy [...]
Continue reading...Monday, July 13, 2009
Yes, there are several ways in which meal planning can save money for the household savings. Here are a few ideas. Whether you purchase groceries on sale or at a warehouse, always buy in bulk. Buy those items that you can prepare in one day to last for several weeks. For example, whole chickens are reasonably priced. [...]
Continue reading...Thursday, July 9, 2009
We have been hearing about energy conservation for years, but it is only recently that it has come to the forefront of most discussions for household savings. There are ways we can save money by being more energy efficient. Here are some tips you can utilize in your home to conserve energy and thus realize a [...]
Continue reading...Wednesday, July 8, 2009
If you take inventory of all of the cleaning agents you have in your home and add up the price of each, you may surprised to learn that you are spending a small fortune on cleaning supplies alone which can be used for household savings. There is a general consensus among consumers that there are only [...]
Continue reading...Tuesday, July 7, 2009
When it comes to frugal vacation ideas, camping is hard to beat. Roughing it is much cheaper than traveling to a destination and shelling out for activities and accommodations. It’s a great way to spend real quality time with the family while not harming the household savings much. There are some expenses associated with camping. In [...]
Continue reading...Monday, July 6, 2009
There was a recent story on one of the cable news channels regarding premium brand groceries versus store brands which is relevant to our household savings. A reporter asked a family, who only used well-known premium brands, to engage in a little experiment. The family was asked to substitute about a dozen items [...]
Continue reading...Monday, July 6, 2009
When gas prices reached more than five dollars a gallon last year, most of us took steps to limit driving and/or changed our driving habits. However, even if the price of gas is substantially lower today, it doesn’t mean it will not rise again. <a href=”http://www.wiglingtonandwenks.com” target=”_blank”<img src=”http://invest-money-stocks.com/wp-content/uploads/2009/07/free-online-virtual-worlds3.jpg” title=”free-online-virtual-worlds” alt=”free-online-virtual-worlds”> Here are ten tips to save [...]
Continue reading...Friday, July 3, 2009
We are all looking to find ways to increase household savings during this economic recession. Reducing the cost of your home insurance policy can help in this regard. Here are six ways you can lower the costs. 1. Stay with the same insurer. You can take advantage of discounts offered by your insurer if you purchase [...]
Continue reading...Friday, July 3, 2009
In tough financial times, saving money is easier said than done. For many of us, once we’ve paid the bills and bought the essentials, there’s just not much, if anything, left to save. Wouldn’t it be wonderful if we could save up at least a little household savings each month without even missing it? Actually, [...]
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Monday, November 2, 2009
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