When we want a book to read but don’t want to buy it, we go to the library. But many people are unaware that the library has much more to offer than books. You can also check out movies and CDs and access the Internet there. And most libraries offer a variety of events that [...]
Continue reading...Wednesday, July 1, 2009
Whether or not your teen should contribute to the family’s budget is a personal opinion. Time have changed, however, thinking back to when we were growing up, our family was on budgeting and we applied for part-time jobs after school so that we could help out with household expenses. Having your child contribute to the family’s [...]
Continue reading...Wednesday, July 1, 2009
If one of your New Year’s resolutions was to rein in the cost of spending, now is the time to tighten your budget even further. Here are some tips on how to save money for household savings. * Buy groceries in bulk. Utilize Sunday coupon circulars and in-store circulars to find the lowest prices on items. [...]
Continue reading...Friday, June 26, 2009
Whether you purchase groceries on sale or at a warehouse, always buy in bulk. Buy those items that you can prepare in one day to last for several weeks. For example, whole chickens are reasonably priced. You can purchase two and make two pots of chicken stew. Vegetables on sale can be added to the chicken [...]
Continue reading...Thursday, June 25, 2009
Do you have things sitting around that you’re not using? Most of us do. There are a few ways we can get rid of these items. We could have a garage sale, but pricing and organizing things takes up a lot of time. We could take it to the landfill, but that’s wasteful if someone [...]
Continue reading...Monday, June 22, 2009
Undoubtedly, your children have seen you use debit or credit cards when you shop and wanted to know about them. Explaining the difference between credit and debit cards and their function will take some time, as well as a few tools to illustrate their use. Probably the best way to explain what each card is for [...]
Continue reading...Monday, June 15, 2009
Making dinner every night can be difficult, especially if both you and your partner work. But there is a way you can keep household savings, and prepare delicious and healthy meals in the bargain. Here is an example of how you can prepare a simple meal at home and save a fortune in the process. First, check [...]
Continue reading...Friday, June 12, 2009
Going on vacation can be fun, relaxing and rejuvenating. But one thing it usually isn’t is cheap. Just paying for a place to stay and admission to attractions can add up to hundreds of dollars. And by the time you factor in travel, dining and shopping, your vacation could cost a small fortune. The good news [...]
Continue reading...Thursday, June 11, 2009
“Waste not, want not.” You may have heard this expression as a child when you wouldn’t eat your greens. In the U.S. alone, the amount of food that is wasted on a daily basis is staggering. Think about it; it could have been used for household savings. According to the U.S. Department of Agriculture, “if just [...]
Continue reading...Tuesday, June 9, 2009
Probably the best way to teach your child the benefits of household savings is the same way you were taught as a child – buy a piggy bank. Children learn by example. They also learn by repetitive lessons. For example, buying a piggy bank and putting coins in on a daily basis is the [...]
Continue reading...Thursday, June 4, 2009
Household savings for a family vacation during the year is possible, through some simple measures. Most banks have a vacation and/or holiday club where you deposit a specific amount each week depending upon how much you wish to save. For example, a Christmas club for $5.00 would yield $250.00, whereas a Holiday Club for $25.00 a [...]
Continue reading...Wednesday, June 3, 2009
There is an old saying that states: Never shop on an empty stomach. Think back to the last trip you made to the supermarket. Did you have breakfast or lunch before you left home? If not, how much more did you spend on items that were not on your list? This [...]
Continue reading...Friday, May 29, 2009
There are several types of household savings accounts that anyone can open at their local bank. Let’s take a look at four of them. 1. The first is a regular passbook savings account. The bank may require an initial deposit in order to open the account. However, you can deposit and withdraw money at any time, [...]
Continue reading...Thursday, May 28, 2009
Small household savings for a family vacation during the year is possible, through some simple measures. Most banks have a vacation and/or holiday club where you deposit a specific amount each week depending upon how much you wish to save. For example, a Christmas club for $5.00 would yield $250.00, whereas a Holiday Club for $25.00 [...]
Continue reading...Thursday, May 14, 2009
We all need a vacation every now and then. Getting away from the stresses of everyday life for a while leaves us refreshed and gives us a new sense of purpose. But when money is a concern, jetting off to a remote island may not be an option. Even going on a road trip could [...]
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Thursday, July 2, 2009
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