Tag Archive | "Household Savings"

Take Advantage of Events Run by Your Local Library

Thursday, July 2, 2009

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Take Advantage of Events Run by Your Local Library

When we want a book to read but don’t want to buy it, we go to the library. But many people are unaware that the library has much more to offer than books. You can also check out movies and CDs and access the Internet there. And most libraries offer a variety of events that [...]

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Should My Teenager Contribute Financially to Household Expenses?

Wednesday, July 1, 2009

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Should My Teenager Contribute Financially to Household Expenses?

Whether or not your teen should contribute to the family’s budget is a personal opinion.  Time have changed, however, thinking back to when we were growing up, our family was on budgeting and we applied for part-time jobs after school so that we could help out with household expenses. Having your child contribute to the family’s [...]

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Living on a Tighter Budget!

Wednesday, July 1, 2009

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Living on a Tighter Budget!

If one of your New Year’s resolutions was to rein in the cost of spending, now is the time to tighten your budget even further.  Here are some tips on how to save money for household savings. * Buy groceries in bulk.  Utilize Sunday coupon circulars and in-store circulars to find the lowest prices on items.  [...]

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Can Family Meal Planning Help You Save Money?

Friday, June 26, 2009

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Can Family Meal Planning Help You Save Money?

Whether you purchase groceries on sale or at a warehouse, always buy in bulk.  Buy those items that you can prepare in one day to last for several weeks. For example, whole chickens are reasonably priced.  You can purchase two and make two pots of chicken stew.  Vegetables on sale can be added to the chicken [...]

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Save with Freecycle

Thursday, June 25, 2009

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Save with Freecycle

Do you have things sitting around that you’re not using? Most of us do. There are a few ways we can get rid of these items. We could have a garage sale, but pricing and organizing things takes up a lot of time. We could take it to the landfill, but that’s wasteful if someone [...]

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Invisible Money: Credit and Debit Cards

Monday, June 22, 2009

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Invisible Money:  Credit and Debit Cards

Undoubtedly, your children have seen you use debit or credit cards when you shop and wanted to know about them.  Explaining the difference between credit and debit cards and their function will take some time, as well as a few tools to illustrate their use. Probably the best way to explain what each card is for [...]

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Save Money By Cooking at Home

Monday, June 15, 2009

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Save Money By Cooking at Home

Making dinner every night can be difficult, especially if both you and your partner work.  But there is a way you can keep household savings, and prepare delicious and healthy meals in the bargain. Here is an example of how you can prepare a simple meal at home and save a fortune in the process. First, check [...]

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Coupon Hunting for a Cheaper Vacation

Friday, June 12, 2009

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Coupon Hunting for a Cheaper Vacation

Going on vacation can be fun, relaxing and rejuvenating. But one thing it usually isn’t is cheap. Just paying for a place to stay and admission to attractions can add up to hundreds of dollars. And by the time you factor in travel, dining and shopping, your vacation could cost a small fortune. The good news [...]

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Avoid Food Waste and Save Money

Thursday, June 11, 2009

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Avoid Food Waste and Save Money

“Waste not, want not.”  You may have heard this expression as a child when you wouldn’t eat your greens.  In the U.S. alone, the amount of food that is wasted on a daily basis is staggering. Think about it; it could have been used for household savings. According to the U.S. Department of Agriculture, “if just [...]

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Teach Your Child the Benefits of Household Savings

Tuesday, June 9, 2009

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Teach Your Child the Benefits of Household Savings

Probably the best way to teach your child the benefits of household savings is the same way you were taught as a child – buy a piggy bank. Children learn by example. They also learn by repetitive lessons. For example, buying a piggy bank and putting coins in on a daily basis is the [...]

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Household Savings for a Family Vacation

Thursday, June 4, 2009

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Household Savings for a Family Vacation

Household savings for a family vacation during the year is possible, through some simple measures. Most banks have a vacation and/or holiday club where you deposit a specific amount each week depending upon how much you wish to save.  For example, a Christmas club for $5.00 would yield $250.00, whereas a Holiday Club for $25.00 a [...]

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Supermarket Savvy: How to Cut Your Food Bill

Wednesday, June 3, 2009

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Supermarket Savvy:  How to Cut Your Food Bill

There is an old saying that states: Never shop on an empty stomach. Think back to the last trip you made to the supermarket. Did you have breakfast or lunch before you left home? If not, how much more did you spend on items that were not on your list? This [...]

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Which Savings Account Is the Right One for You?

Friday, May 29, 2009

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Which Savings Account Is the Right One for You?

There are several types of household savings accounts that anyone can open at their local bank.  Let’s take a look at four of them. 1.  The first is a regular passbook savings account.  The bank may require an initial deposit in order to open the account.  However, you can deposit and withdraw money at any time, [...]

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Small Savings for a Family Vacation

Thursday, May 28, 2009

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Small Savings for a Family Vacation

Small household savings for a family vacation during the year is possible, through some simple measures. Most banks have a vacation and/or holiday club where you deposit a specific amount each week depending upon how much you wish to save.  For example, a Christmas club for $5.00 would yield $250.00, whereas a Holiday Club for $25.00 [...]

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Ideas for Frugal Summer Vacation Fun at Home

Thursday, May 14, 2009

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Ideas for Frugal Summer Vacation Fun at Home

We all need a vacation every now and then. Getting away from the stresses of everyday life for a while leaves us refreshed and gives us a new sense of purpose. But when money is a concern, jetting off to a remote island may not be an option. Even going on a road trip could [...]

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