Tag Archive | "insurance"
Straight Answers at a Premium in US Insurance Market
Five years ago today, underwriters at Beazley USA Services Inc., a subsidiary of Beazley Group, one of the largest insurers in the Lloyd’s business market, bound their first professional liability policy on US soil. Beazley’s locally underwritten US business has since grown to more than $370 million in annual premiums and Beazley’s US underwriters [...]
Continue reading...Seventy-Nine Percent of Consumers Feel They are Paying Too Much for Auto Insurance
Monday, October 19, 2009
Survey data shows that lowering auto insurance premiums is very important to consumers shopping for insurance, but some consumers are hindered by a lack of knowledge and focus when making key decisions. Consumers proactively seek reduced auto insurance premiums The recession has had a strong impact on many consumers, causing them to seek ways to save money [...]
Continue reading...Competitive Auto Insurance Market Benefits Consumers
Wednesday, October 14, 2009
It is common to hear from most any professional, expert or consumer guide that the key to cheaper insurance rates is through comparison shopping. In recent years the Internet has eliminated the need for the time it takes to call various companies or visit offices in order to find a low cost policy and has [...]
Continue reading...Business Tips for Power Outages and Southern California Wildfires
Monday, September 7, 2009
Southern California Wildfires Could Cause Disruptions. Wildfires currently raging in southern California threaten that area’s power grid as well as commercial buildings, homes and other property. Because power outages can significantly affect business operations, OneBeacon Insurance urges businesses in California - and across the U.S. - to prepare for a potential long-term loss of power [...]
Continue reading...Comparing Your Reverse Mortgage Offers
Tuesday, August 18, 2009
If you are considering a reverse mortgage, currently there is only one type of reverse mortgage that is available. It is called the HECM or Home Equity Conversion Mortgage. This mortgage is insured by FHA. You can obtain this type of mortgage from a HUD lender. Since the credit crunch, there are rules and regulations these [...]
Continue reading...Insurance Matters
Friday, August 14, 2009
During this time of worldwide economic crisis, careful assessments of your expenses must be started. Start investing your money in insurances. Here are tips on how to get along with insurance matters. =Have enough. Have enough life insurance to replace at least five years of your salary, ten years if you have kids or significant debts. =Think about [...]
Continue reading...Ten Remortgaging Tips
Thursday, August 13, 2009
Here are ten remortgaging tips to help you secure the best rate for your home. 1. There are many types of remortgage deals available. Speak to several lenders to find the most appropriate and low cost deal for you. 2. Ask the lender what the interest rate will be for a remortgage. If it is a fixed [...]
Continue reading...Tips on How to Choose Life Insurance
Tuesday, August 11, 2009
There are several factors that will determine whether or not you need life insurance. Here are some tips on how to choose a policy that is right for you. * Who should buy life insurance? Life insurance is recommended to those who have dependents, those who are self-employed or own a business, and those who want [...]
Continue reading...Is It Worth Claiming?
Monday, August 10, 2009
To file or not to file; that is the question. There are certain instances where you should file a claim if your car was damaged due to an accident. However, there are other instances where filing a claim for losses less than $1,000 may not be necessary. But there’s a catch. Depending upon the terms of [...]
Continue reading...Annuities: An Explanation
Wednesday, August 5, 2009
How does guaranteed income for life sound? Unless you have all the money you could possibly ever need, it probably sounds great. But surprisingly few people know that you can get income for the rest of your life by purchasing an annuity. Annuities aren’t something we hear about every day, but they are widely available. And [...]
Continue reading...Trimming Down Your Budget
Thursday, July 30, 2009
If you need to trim the budget, here are a few ways to cut your expenses without feeling like you’re sacrificing: 1. Buy items in bulk to cut costs. If you don’t need massive amounts of an item but you have friends who might - have them chip in to buy bulk meals, toiletries, batteries, etc., [...]
Continue reading...Making a Student Loan Budget
Tuesday, July 28, 2009
Just as a household budget is necessary to keep track of expenditures, so too is a student loan budget. In order to fully appreciate and enjoy your college experience, planning a budget ahead of time will alleviate any future stress. Whether you live at home and attend college, or live on campus, a budget can be [...]
Continue reading...Living on Credit: The Hidden Dangers
Wednesday, July 22, 2009
This current economic crisis has caused a tidal wave of debt and the inability to pay down such debt. Regardless of whether it’s mortgages, credit cards, or other loans – living on credit has become the norm rather than the exception. We all know the hidden dangers of incurring too much debt. Some may not be [...]
Continue reading...Don’t Pay Too Much on Mortgage Insurance
Tuesday, July 14, 2009
When the sub-prime mortgage crisis occurred, the reason why many homeowners went into foreclosure was because they could not pay their inflated mortgages. Since there may have been no insurance offered at the time, both the lenders and the homeowners suffered a loss. Private Mortgage Insurance is primarily utilized for homeowners who are considered at [...]
Continue reading...Payment Protection Insurance: Pros and Cons!
Wednesday, May 20, 2009
According to one statistic, payment protection insurance claims have risen to 118% in the US alone. This is due, in large part, to the recession and high unemployment figures. What is payment protection insurance or PPI? Basically, it provides a buffer for anyone who has become ill or unemployed by protecting loan payments and preventing the [...]
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Tuesday, March 2, 2010
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