Maybe you’ve carefully crafted a budget that accounts for every penny that comes in each month. Or maybe budgeting seems like a waste of time to you. Either way, impulse buying can have a negative effect on your financial picture. There’s nothing wrong with buying something we want every now and then if we have the [...]
Continue reading...Wednesday, May 13, 2009
Source: Emma Simon, telegraph.co.uk National Savings & Investments, which runs Premium Bonds said this money would be used instead to offer a range of smaller prizes, including a new £25 payout. Until now the smallest prize had been £50. This is the first time in four years that NS&I has altered the prize structure of Premium Bonds. About [...]
Continue reading...Wednesday, May 13, 2009
Source: tradethemarkets.com Day trading can be hard, all of the successful day traders we know blew out their account at least once before becoming consistently profitable online trading on an annual basis. (Or monthly, or weekly, depending on their goals and online trading style). These “bits” are not meant to make you a conservative or hesitant [...]
Continue reading...Thursday, August 21, 2008
In this modern day and age, the words “debit” and “credit” are heard on a daily basis. In everyday uses they may mean different things. But in financial terms, debits and credits mean completely opposite of what we expect, and this article will explain why. Generally people think of the word “debit” they think of their [...]
Continue reading...Wednesday, July 2, 2008
Cut Up Those Credit Cards! Credit cards are the bane of society. Yet, ironically, without some type of credit it may be difficult to get a loan, purchase a home or a car. It’s a catch-22 situation in that the FICO score on your credit report is determined by the amount of credit you [...]
Continue reading...Tuesday, July 1, 2008
Most individuals who own credit cards annually check their credit scores with the three agencies; Equifax, Experian, and TransUnion. While these scores are important in obtaining credit, loans, and lower interest rates, there seems to be several credit score myths that need to be debunked. Myth: There is only one credit score. Fact: There [...]
Continue reading...Tuesday, July 1, 2008
You may have perused several websites in which they are offering you the opportunity to find out what your credit score is. While the number is very important, many of you may want to know exactly what those numbers mean. Here is information to help you understand the genesis of FICO scores and [...]
Continue reading...Tuesday, July 1, 2008
According to the FTC, there are four basic methods you can utilize with regard to credit card debt solutions: Credit Counseling, Debt Management Programs, Debt Consolidation, or Bankruptcy. While bankruptcy should only be considered as a last choice, let’s review the former programs that may be of significant help to you if you are in [...]
Continue reading...Tuesday, July 1, 2008
Does it always seem like you are running out of this and that and making more than one trip to the grocery store? It can be frustrating, not to mention expensive, to stay in this cycle. The solution may be to stock up on those needed items. Buying in bulk has become a popular [...]
Continue reading...Tuesday, July 1, 2008
Are the bill collectors calling you constantly? Are they harassing you incessantly or sending you letters? If so, here are some bill collector negotiation tactics that may come in handy. According to the Federal Trade Commission, there are certain standards and regulations bill collectors must follow when pursuing payment of debts. “The Fair [...]
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Wednesday, May 13, 2009
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