Tag Archive | "loans"

DollarsDirect Protections with VeriSign, McAfee Reassuring to Borrowers

Tuesday, April 5, 2011

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DollarsDirect Protections with VeriSign, McAfee Reassuring to Borrowers

With the increase in overall market size for payday loan borrowers – particularly since the advent of faxless payday loan borrowing online – it’s been a bit of the Wild West for any lender looking to set up a paycheck advance shop. What newcomers to the industry didn’t anticipate are the security concerns of [...]

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More Businesses Dismissing Banks for Business Loans

Saturday, March 27, 2010

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More Businesses Dismissing Banks for Business Loans

As traditional bank loans become scarce, more small business owners are turning to alternatives like business cash advances offered by BusinessCashAdvance.com. The company has provided an attractive option to a growing number of entrepreneurs seeking business loans in this tough economy. It expects this trend to continue as credit tightens even further. While many of BusinessCashAdvance.com’s [...]

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Payday Loans Growth Likely After Card Act of 2010

Wednesday, February 24, 2010

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Payday Loans Growth Likely After Card Act of 2010

According to Solomon Finance, payday loans lending may increase from the result of the new Credit Card Reforms, known as the CARD act, implemented on February 22, 2010. The new act enforces some stringent rules on credit card companies to protect consumers from ambiguous credit terms, fluctuating interest rates, and uninformed decision making. With [...]

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PayDay One

Wednesday, August 26, 2009

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PayDay One

I had a friend once who was caught in a situation where his father needed to go for an emergency operation and he had no money. He tried loan facilities that would take ages to study his application, look into his credit history and might not grant him the loan at the end of the [...]

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How To Have A Stress-Free Saving and Spending of Money

Wednesday, August 12, 2009

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How To Have A Stress-Free Saving and Spending of Money

Personal financing of your money is something that needs much of your discipline to make it work well. Here are tips to have an ideal saving and spending of your money. 1. Have yourself paid first. Aim to put away at least 10% of your pre-tax income into your savings account. 2. Be strict in spending less than [...]

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Make Your Student Loan Monthly Payments On Time

Thursday, July 30, 2009

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Make Your Student Loan Monthly Payments On Time

It is just as important to pay back a student loan on time as it is to pay credit card bills on time.  Having an excellent credit rating will serve students well after college.  Moreover, if parents obtain a student loan, consistent late payments or defaulting on these loans can also severely damage their credit [...]

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Living on Credit: The Hidden Dangers

Wednesday, July 22, 2009

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Living on Credit:  The Hidden Dangers

This current economic crisis has caused a tidal wave of debt and the inability to pay down such debt.  Regardless of whether it’s mortgages, credit cards, or other loans – living on credit has become the norm rather than the exception. We all know the hidden dangers of incurring too much debt.  Some may not be [...]

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Taking Advantage of Great Borrower Benefits

Wednesday, July 15, 2009

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Taking Advantage of Great Borrower Benefits

In conjunction with the number of student loans available, there are also payment options, parents and students can take advantage of.  Let us take a look on how those payment options will help you in your debts management. For example, Sallie Mae offers the following repayment options: * Standard payment, which means that the interest and principal [...]

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Forgiveness Options: What Is That?

Tuesday, June 23, 2009

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Forgiveness Options:  What Is That?

Loan forgiveness and/or cancellation of debts and loans are granted by the federal government if you meet certain qualifications. These include if you agree to perform volunteer work, do military service, teach, practise medicine in certain types of communities, or meet other forgiveness program criteria. Examples of volunteer work include serving for one year in AmeriCorps, serving [...]

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Three Refinancing Mistakes You Don’t Want to Make

Friday, June 19, 2009

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Three Refinancing Mistakes You Don’t Want to Make

If there are any lessons to be learned from the sub-prime mortgage crisis, it is that there are lenders out there who are keen on taking advantage of consumers by utilizing bait and switch methods. So here are three common refinancing mistakes. Deciding to refinance your home takes a great deal of research.  It requires that [...]

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Living on Credit: The Hidden Dangers

Friday, May 29, 2009

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Living on Credit:  The Hidden Dangers

This current economic crisis has caused a tidal wave of debt and the inability to pay down such debt.  Regardless of whether it’s mortgages, credit cards, or other loans – living on credit has become the norm rather than the exception. We all know the hidden dangers of incurring too much debt.  Some may not be [...]

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