Tag Archive | "money"
Top Five Financial Tips for the New Year
Tips Help Consumers Keep Their Financial House in Order for 2010 Affinity Federal Credit Union has created a list of financial tips for the New Year to help consumers keep their financial houses in order as we head into 2010. Now that the New Year is upon us, there is no better time to re-evaluate your [...]
Continue reading...What to Look for in an ID Theft Benefit for Employees
Wednesday, November 25, 2009
The Federal Trade Commission (FTC) estimates that 9 million Americans have their identities stolen each year, usually via credit cards Some victims spend hundreds of dollars and many weeks repairing damage to their credit records. The potential drain on productivity, combined with concerns about data breaches, has prompted many companies to seek prevention or restoration services [...]
Continue reading...Entrepreneurs Thrive During Hard Times According to Babson/Baruch U.S. GEM Report
Sunday, November 22, 2009
Entrepreneurial and business activities show positive signs during these hard times, according to the Global Entrepreneurship Monitor (GEM) 2008 National Entrepreneurial Assessment for the United States of America, produced by Babson College and Baruch College. * Entrepreneurship Increases: Total entrepreneurial activity (TEA) increased to 10.8% in 2008 from 9.6% in 2007. * Opportunity Obsessed: Opportunity continues to [...]
Continue reading...Credit Card Security Rules Evolving Faster Than Businesses Can Keep Up
Friday, November 6, 2009
Experts from Protiviti and Retailer 99 Cents Only Stores to Present PCI Compliance Strategy in Webinar for Organizations that Accept Credit Card Payments A flurry of new regulations, guidelines and clarifications designed to improve credit card security at the point of purchase has retailers and other organizations that accept credit card payments - especially their internal [...]
Continue reading...A Few Ways to Save Money for the Household
Sunday, October 11, 2009
Budgeting can be implemented in as few as 5 minutes and others require more of a mindset change, but all will help readers save money! Here are some thoughts to try: *Buy all your food from the grocery store.* A very wealthy person I interviewed said that most people unknowingly throw their retirement savings away on new cars [...]
Continue reading...Premium Bonds prize money to increase by 1.5%
Friday, October 9, 2009
National Savings & Investments has increased its Premium Bond prize fund rate to 1.5%. National Savings & Investments (NS&I) are to increase prize money on offer to Premium Bond holders next month by 50%. The prize fund payout rate will increase from 1% to 1.5% in October, taking the total payout for the Premium Bond draw from [...]
Continue reading...Massive Inflation Has Already Arrived in the U.S.
Monday, September 21, 2009
The U.S. Dollar Index has fallen practically straight down to a new 52-week low of 76, while gold has risen to a new 18-month high of $1,025.80 per ounce and silver has risen to a new 13-month high of $17.63 per ounce. Meanwhile, several of our gold and silver stock suggestions have gained over 100%. Ben [...]
Continue reading...PayDay One
Wednesday, August 26, 2009
I had a friend once who was caught in a situation where his father needed to go for an emergency operation and he had no money. He tried loan facilities that would take ages to study his application, look into his credit history and might not grant him the loan at the end of the [...]
Continue reading...The Need For A Family Budget
Friday, August 21, 2009
The need for a budget is as important as the need to pay expenses. Every family unit, no matter how big or how small, needs to plan their finances. For sure, no one wants to run into a long list of debts. No one as well wants to lose a purchase they have paid a [...]
Continue reading...The Right Way To Budget
Friday, August 21, 2009
Does money pass through your hands easily? Do you find yourself scrimping and living on a few amount of money a week before payday? If the answer is “yes”, do not despair. Help is at hand. To make your budget a success, know where you stand. Get an accurate picture of your existing finance before you [...]
Continue reading...The Importance of Budget
Thursday, August 20, 2009
Do you ever find yourself dealing with money shortages every month? There might be some problems with your proper handling of your money. First and foremost, you have to learn the basics of proper spending and saving. Knowing the basics first will guide you through the process of money management easily. But first, let us take some [...]
Continue reading...Debts: Wipe Them Out or Simply Manage Them
Thursday, August 20, 2009
When debt gets out of hand, it becomes a major source of stress. But with patience and these strategies, you can be debt-free in no time. * Know how much debt you have. List down all your debts and make a repayment plan. Finish paying the debt with the highest interest rate and so on. A debt [...]
Continue reading...Personal Budget Planning
Wednesday, August 19, 2009
A personal budget is a guide that we usually use so that we know how much we can spend without breaking our treasured bank account. When preparing a personal budget, the number one rule is to make it realistic to cater your needs and your wants. There are also unforeseen expenses at any time and in the [...]
Continue reading...Ideas For A Budget Friendly Family Entertainment
Wednesday, August 19, 2009
Worthwhile family activities doesn’t have to be costly. If you want to be practical without much expenses to allot in the family budget, here are some budget friendly entertainment ideas. If movie watching is a favorite past time of the family, videos or DVDs at home are cheaper than going to the cinema. There are video [...]
Continue reading...Never Drag Your Forbearance Longer Than Necessary
Wednesday, August 19, 2009
If you find that you are falling behind in student loan payments, you can request forbearance. A forebearance is when your lender agrees to a repayment plan on your mortgage. It usually involves a substantial down-payment and increased monthly payments.This is a temporary solution that is granted for those experiencing financial difficulty. In order to qualify, [...]
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Friday, December 25, 2009
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