Tag Archive | "negotiation"
Retirement Tips for Self-Employed Individuals
We all want to retire one day, leave the office, our bosses and our desk behind. We will finally be free to do what we want! But what if you’re self-employed? Some people argue that they are already free to do what they want. But even a self employed person wants to pack it all [...]
Continue reading...Retirement Planning - Social Security is Not Fully Dependable
Friday, August 22, 2008
Many young people feel that by the time they retire, there won’t be any social security money. Although people have been saying this for the last thirty to forty years, social security is still going strong. However if you’re planning for your retirement, don’t put all your eggs into one basket and depend on your [...]
Continue reading...Debit and Credit
Thursday, August 21, 2008
In this modern day and age, the words “debit” and “credit” are heard on a daily basis. In everyday uses they may mean different things. But in financial terms, debits and credits mean completely opposite of what we expect, and this article will explain why. Generally people think of the word “debit” they think of their [...]
Continue reading...Don’t Hang Up That Briefcase too Soon!
Tuesday, August 19, 2008
Most people think of retirement as something that happens when you hit sixty five. But nowadays many people retire for different reasons and they could retire much earlier than sixty five. But before you start making plans, there are good reasons to wait until the magic number before officially hanging up your briefcase. In this [...]
Continue reading...Why You Should Hire a Financial Planner
Tuesday, August 19, 2008
One day we will all retire from our jobs. It may seem a life time away to some, and a lot of people feel that planning for retirement can wait till later. However, regardless of your age, it’s important to have financial plan in place early so that retirement can be an enjoyable time in [...]
Continue reading...Retirement Tips for Self-Employed Individuals
Thursday, July 3, 2008
We all want to leave the office and our bosses behind one day and retire. Then we will be the masters of our own destiny for once. What about self-employed people? One could argue that they are already the master of their destiny. However, even a self-made person wants to take [...]
Continue reading...Pay Off The Small Debts!
Wednesday, July 2, 2008
Is too much debt overwhelming you? If so, here are some suggestions to help you pay off those small debts. Experts advise it would be better to pay off credit cards with high interest rates first. However, perhaps in your case, paying off those small debts will give you the incentive to put together [...]
Continue reading...How to Become Debt Free
Wednesday, July 2, 2008
In a perfect world, none of us would have to rely on credit cards or loans. Everything would be paid in cash. In our parents’ day, they neither wanted nor relied on credit. If they couldn’t afford it, they wouldn’t buy it. Today is different, however, and the economic recession is [...]
Continue reading...Don’t Let Your Debt Worry Your Child
Wednesday, July 2, 2008
There is an ongoing debate among parents as to whether or not children should be told about household finances. Several questions arise such as: At what age should children be informed about the household budget? Should children be included in a family budgeting discussion? While many parents have been pondering these [...]
Continue reading...Credit Cards - The Bane of Society?
Wednesday, July 2, 2008
Cut Up Those Credit Cards! Credit cards are the bane of society. Yet, ironically, without some type of credit it may be difficult to get a loan, purchase a home or a car. It’s a catch-22 situation in that the FICO score on your credit report is determined by the amount of credit you [...]
Continue reading...Bill Writeoffs - Possible or Not?
Wednesday, July 2, 2008
If you have an outstanding bill and you think the creditors will write it off, think again. Now, you’re probably thinking, “But that bill is six years old!” It doesn’t matter; there is no Statute of Limitations when it comes to credit card bills. What can you do? Here are some [...]
Continue reading...Credit Score Myths
Tuesday, July 1, 2008
Most individuals who own credit cards annually check their credit scores with the three agencies; Equifax, Experian, and TransUnion. While these scores are important in obtaining credit, loans, and lower interest rates, there seems to be several credit score myths that need to be debunked. Myth: There is only one credit score. Fact: There [...]
Continue reading...Credit Score: What Those Numbers Mean
Tuesday, July 1, 2008
You may have perused several websites in which they are offering you the opportunity to find out what your credit score is. While the number is very important, many of you may want to know exactly what those numbers mean. Here is information to help you understand the genesis of FICO scores and [...]
Continue reading...How to Resolve Credit Card Debts
Tuesday, July 1, 2008
According to the FTC, there are four basic methods you can utilize with regard to credit card debt solutions: Credit Counseling, Debt Management Programs, Debt Consolidation, or Bankruptcy. While bankruptcy should only be considered as a last choice, let’s review the former programs that may be of significant help to you if you are in [...]
Continue reading...10 Bill Collector Negotiation Tactics
Tuesday, July 1, 2008
Are the bill collectors calling you constantly? Are they harassing you incessantly or sending you letters? If so, here are some bill collector negotiation tactics that may come in handy. According to the Federal Trade Commission, there are certain standards and regulations bill collectors must follow when pursuing payment of debts. “The Fair [...]
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Tuesday, November 4, 2008
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