Tag Archive | "personal finance"
Consumers More Optimistic as Sentiment, Stress and Trouble Tracker Levels Improve
December Retail Finished Strong; January Outlook Hints at a Return to Pre-Holiday Levels Consumers ended 2009 more optimistic for personal finance than they have been in the past six months as the January Consumer Reports Index shows Sentiment, Stress and Trouble Tracker levels improving. The Consumer Reports Sentiment Index has shown its first meaningful up tick since [...]
Continue reading...Tips for Financial Success in 2010
Saturday, January 9, 2010
There is no doubt that 2009 was a rough year for many Americans. Consumers saw record high unemployment, credit card lines cut and an increasing number of debt repayment delinquencies. One positive statistic was that in 2009, consumers saved more than ever — reaching a personal savings rate high of 6.4 percent in May. This [...]
Continue reading...Surviving the Post-Holiday Shopping Blues
Wednesday, December 30, 2009
MMI offers advice on how to celebrate the New Year debt-free Opening gifts is a ton of fun. Opening the resulting bills is not. Yet every holiday season millions of consumers use their credit cards to buy gifts when they don’t have cash. During the next couple of weeks, those bills will start rolling in and a [...]
Continue reading...Five Gifts to Give Yourself in the New Year
Tuesday, December 29, 2009
The Best Gifts Don’t Always Come Wrapped in a Pretty Package The holidays are a wonderful time full of having fun with friends and family and giving gifts to the people we care about. For many consumers, however, the joy of the season will soon be replaced by the stress of paying holiday debt. “It is easy [...]
Continue reading...Top Five Financial Tips for the New Year
Friday, December 25, 2009
Tips Help Consumers Keep Their Financial House in Order for 2010 Affinity Federal Credit Union has created a list of financial tips for the New Year to help consumers keep their financial houses in order as we head into 2010. Now that the New Year is upon us, there is no better time to re-evaluate your [...]
Continue reading...Last Minute Gift Dash Is Prime Time for Identity Thieves
Wednesday, December 23, 2009
AARP Idaho Provides Simple Tips to Protect Your Credit During Holiday Season The last minute shopping rush is on and identity thieves are banking on consumers being careless, especially in making on-line purchases with credit cards. As on-line holiday purchases have just passed the $10 million mark, cyber criminals are taking note and increasingly looking to [...]
Continue reading...House Stands Up for Consumers, Small Businesses and Taxpayers; Votes for Financial Reform
Monday, December 14, 2009
“We are very pleased the U.S. House of Representatives has taken an important step toward restoring our country’s financial stability by voting to pass the Wall Street Reform and Consumer Protection Act of 2009 (H.R. 4173). The bill would provide consumers with significant protections from the industry practices that dismantled our economy and those of [...]
Continue reading...Last-Minute, Budget Holiday Gifts: Unique Gifts from $10 to $70
Saturday, December 12, 2009
People are always experiencing some sort of Financial Crunch, but they never lose their “CENTS” of humor or desire for seriously rich chocolate. This season “Bite Back” with Sweet Assets Chocolate Gifts, the premier source for shopping chocolate gifts. Recognizing there are likely many interesting characters on your gift-giving list, Sweet Assets Chocolates highlights 8 unique [...]
Continue reading...Critical Tips for Safe Online-Shopping During the Holidays
Wednesday, December 9, 2009
Once reserved for crowded malls and brick-and-mortar stores, shopping for the holidays has experienced a dramatic shift to online retailers. Unfortunately, it’s also a lucrative season for phishers and fraudsters, who use the jump in online traffic to illegally obtain the identities of unsuspecting online shoppers. To help, Entrust Inc. provides easy security tips to [...]
Continue reading...What to Look for in an ID Theft Benefit for Employees
Wednesday, November 25, 2009
The Federal Trade Commission (FTC) estimates that 9 million Americans have their identities stolen each year, usually via credit cards Some victims spend hundreds of dollars and many weeks repairing damage to their credit records. The potential drain on productivity, combined with concerns about data breaches, has prompted many companies to seek prevention or restoration services [...]
Continue reading...Don’t Let Black Friday Push You into the Red
Friday, November 20, 2009
More than 172 million shopping enthusiasts visited stores and websites over Thanksgiving weekend last year. If you’re planning on joining the masses for Black Friday 2009, keep in mind that the sales may be out of this world, but you could also run into some financial pitfalls. The Illinois CPA Society offers these tips for [...]
Continue reading...Surviving the Job Market in a Perilous Economy
Monday, November 2, 2009
In an economy where unemployment rates are at an all-time high, personal finance advice on how to survive in the working world can be extremely valuable. In their new book, “Mr. and Mrs. Smith’s Employment Survival Guide” (published by AuthorHouse), co-authors Odie and Daval Smith offer readers both practical and spiritual insight into how to [...]
Continue reading...Cutting Back on the Holidays? Take a Traditional Approach
Friday, October 30, 2009
If you’re among the 65 percent of Americans planning to cut back on holiday shopping as reported in a new Consumer Reports Holiday Shopping Poll, the Illinois CPA Society suggests taking a traditional approach to the season. Retailers are putting an old-fashioned spin on the holidays with comforting traditions like red and green decorations and resurrecting [...]
Continue reading...Living Practical
Monday, August 17, 2009
During these modern times of many demands and a worldwide economic crisis, being practical and thrifty is a key to a good money at hand. Frugal living means living very well, and below your means. It’s a lifestyle that requires careful planning, both in living and spending, to avoid waste and excess. It is a voluntary [...]
Continue reading...How To Have A Stress-Free Saving and Spending of Money
Wednesday, August 12, 2009
Personal financing of your money is something that needs much of your discipline to make it work well. Here are tips to have an ideal saving and spending of your money. 1. Have yourself paid first. Aim to put away at least 10% of your pre-tax income into your savings account. 2. Be strict in spending less than [...]
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Monday, January 18, 2010
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