Tag Archive | "personal finance"
Tips for Having A Successful Yard Sale
There is a hidden secret in your home. And that is, there is money to earn from your old stuffs. You can take a great advantage of your selling and marketing skills. Set up a yard or garage sale. You will find great earnings for your personal income. Try out these ways to have your garage [...]
Continue reading...Personal Finance: How to Deal with It
Wednesday, July 15, 2009
Personal finance takes the principles of macro-financing and applies them to the needs of an individual or a household. In light of the global economic crisis, wallets and bank accounts are put into shackles, and debts are becoming as hard to manage as they could be. Lucky for those who have had savings since birth [...]
Continue reading...Take a Realistic Look at Your Spending Habits
Wednesday, July 8, 2009
Recently, there was a TV program about people who are having problems paying there debts. One woman was chosen to receive advice from a financial counselor. The result of this encounter was enlightening for personal finance. The financial counselor went over the woman’s credit report, income, and debts. After a while, she looked at the woman [...]
Continue reading...What Can a Licensed Insurance Agent Do For Me?
Tuesday, July 7, 2009
A licensed insurance agent can be a valuable resource for your personal finance. You would visit a travel agent to discuss destinations, rates, and obtain the latest updates only a travel agent could provide; a licensed insurance agent works in a similar way. Let’s assume you need a specific type of insurance. An insurance agent can [...]
Continue reading...How to Shop for a Car Loan
Thursday, July 2, 2009
Shopping for a car loan requires time spent researching various options. Let’s take a look at a few of these options for important debts management. Let’s assume you are purchasing a new car from a dealership. Odds are before you leave the lot with your new car, you will be escorted into the financial office where [...]
Continue reading...The Hidden Cost of Bank Fees
Monday, June 8, 2009
There have always been bank fees, but it has become more apparent recently that banks are raising their hidden fees and charging the personal finances of good customers as well. Considering the banks have just been given more than 250 billion dollars from the U.S. Treasury, the idea that they are still imposing these ridiculous [...]
Continue reading...Internet Banking: Advantages and Disadvantages
Monday, June 1, 2009
In order to determine the advantages and disadvantages of internet banking for your personal finance, one must ask an important question from the get-go. Is online banking safe? If you visit the FDIC website, there are several pieces of information to be aware of before deciding to bank online. * “Read key information about the bank posted [...]
Continue reading...What’s In, What’s Out with Home Buyers in 2009?
Thursday, May 21, 2009
Source: realestatelawtips.com IN - Sidelined home buyers. Family or lifestyle additions, or changes made in real estate in the last three years are forcing those waiting out the market transition to finally get off the fence and say, “It’s time for our family to buy the new home that suits our new needs.” - Home uplifts. Not a [...]
Continue reading...Five Common Financial Lies
Thursday, May 21, 2009
Lies come in all shapes and sizes. But some of the most common types of lies between couples are those of that involve personal finances. Sometimes they’re told with the couple or family’s best interests in mind. Other times, they are just cover-ups for bad decision making or inappropriate behavior on the guilty party’s part. [...]
Continue reading...How to Prepare for an Unemployment Hearing
Tuesday, May 19, 2009
Filing for unemployment can leave you feeling like you’ve been raked over the coals especially for your personal finance. But when you are approved for benefits, it is all worthwhile. It’s not always over when you get approved, though. Your former employer has the right to contest your claim, and if he exercises that right, [...]
Continue reading...What is “Quote Massaging?”
Tuesday, May 12, 2009
Quote massaging is a system used in the UK whereby anyone who is seeking to reduce car insurance rates can change one’s job description in order to reduce the cost of insurance for the benefit of personal finance. While this system is not available in the US, it is widely used among the top five UK [...]
Continue reading...Automatic Deductions Can Save You Money
Tuesday, November 18, 2008
There used to be a time, before automatic deductions, that we would cash our paychecks and instead of paying down debt or putting the bulk of the money into a savings account, we would perhaps pay ourselves a little more and pay the bills a little less. You can save a significant amount of money by [...]
Continue reading...Save Money by Buying Off-Season Clothing
Tuesday, July 1, 2008
When we step out the door we all want to look our best. That means having the right clothing. However, clothing can be expensive. The price goes up when you have a family to provide for as well. Here are some reasons why buying off-season clothing will save you money. Maybe you [...]
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Wednesday, July 29, 2009
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