Tag Archive | "personal savings"
10 Steps to Saving Money on Textbooks
Textbooks and course materials provide college students with vital information that they need to do well in class. However, many students come to college unprepared for this expense. Smart shopping strategies can have a big impact on your final textbook tally. The National Association of College Stores (NACS) offers the following suggestions: Buy used books when possible. [...]
Continue reading...Holding on to the Holidays
Sunday, November 22, 2009
Traditions are at the heart of the African-American culture, proudly carried from generation to generation, especially during the holiday shopping season. Whether hosting Kwanzaa celebrations, tree-trimming parties, or just gathering to share a meal, most holiday traditions provide the bond that keeps the family close and connected. During these challenging economic times, nearly half (43 percent) [...]
Continue reading...‘Tis the Season for Shopping Smarter: Generation Planning Savvy Shopping This Holiday Season
Thursday, November 12, 2009
According to a new holiday shopping survey by iLive, more than one-third (37 percent) of shoppers plan to shop smarter during their quests for the perfect gifts this holiday season. Whether they are bargain hunting online, looking for special sales or cutting coupons, shoppers are more focused on getting the most for their money. For nearly [...]
Continue reading...Cutting Back on the Holidays? Take a Traditional Approach
Friday, October 30, 2009
If you’re among the 65 percent of Americans planning to cut back on holiday shopping as reported in a new Consumer Reports Holiday Shopping Poll, the Illinois CPA Society suggests taking a traditional approach to the season. Retailers are putting an old-fashioned spin on the holidays with comforting traditions like red and green decorations and resurrecting [...]
Continue reading...Minimize the Seasonal Ups and Downs of Energy Bills for Budgeting
Sunday, October 11, 2009
With colder weather just around the corner, DTE Energy is reminding budgeting-conscious customers they can take the seasonal ups and downs out of their energy bills by signing up for its BudgetWise Billing program. Customers enrolled in the program manage energy bills by paying the same amount for gas and/or electric service for 11 months. “In [...]
Continue reading...Ten Things All Five-Year-Olds Should Know About Money
Wednesday, November 19, 2008
Teaching young children about money can go a long way in preparing them for the future. Children learn and mimic their parents’ behavior. Thus, if you talk to your child about money when they are young, and set an example for them as they grow, they will be that much more aware and fiscally responsible [...]
Continue reading...Get Personal at Christmas and Save Money
Wednesday, November 19, 2008
With the Christmas holidays so close, you may be checking your budget to determine how much you can spend this year. Perhaps this may be the year that personalized gifts may be more appropriate in order for you to save some money. Over the last several years, personalized Christmas gifts have become the norm rather [...]
Continue reading...Why It’s Important to Have Two Signatures on a Savings Account
Saturday, November 15, 2008
Planning for the future also means ensuring that, in the event that anything happens to you or your loved one, access to bank accounts and other assets are available. Having two signatures on your savings account can save you a great deal of time and stress in case you or your spouse becomes ill or dies. [...]
Continue reading...Finance Tips on Black Friday
Monday, October 27, 2008
Ah, the day after Thanksgiving, also known as Black Friday, can either be a shopper’s dream or the worst nightmare. For the last several years, department stores have been opening up earlier every year. Lines have formed outside these buildings anytime from 2 a.m. onwards. For those of you shop on Black Friday, you are well [...]
Continue reading...Graduating from the Piggy Bank to the Bank Account
Wednesday, July 2, 2008
Do you remember the excitement you felt as a child when your mom presented you with a brand new piggy bank? Although there are a variety of piggy banks for kids today, parting with the money saved may be difficult. However, when the appropriate time arrives to empty the piggy bank and open [...]
Continue reading...Why Consignment Shops are Mom’s Best Friend
Wednesday, July 2, 2008
Who are moms’ best friends? Other moms? No! They are consignment shops! Why consignment shops are mom’s best friend has been the topic of much debate. First of all, what are consignment shops? They sell second-hand items wherein the profit is split between the shop and the person who brought in the merchandise. One of the [...]
Continue reading...10 Cheap Places for a Holiday
Wednesday, July 2, 2008
With summer almost upon us, you may be considering taking a family vacation. However, with the price of fuel at its highest, you may have to limit your summer vacation to three or four days. To this end, here are ten cheap places to go for summer vacation. 1. Las Vegas. With [...]
Continue reading...Old Toys, New Toys, Your Kid Won’t Know the Difference!
Wednesday, July 2, 2008
The next time you are thinking of buying new things for your kid, just use this strategy to save yourself some money! Whether it’s your child’s birthday or the family gets together to celebrate a holiday, inevitably the kids will receive lots of toys. One way to save money is to put some of the [...]
Continue reading...Save Money with Coupons!
Tuesday, July 1, 2008
The price of groceries has gone up. With the price of gas rising, the price of everything is bound to inflate in the near future. As far as that food bill goes, one way to save some dough is to use a coupon or two on your next visit to the store. Most people [...]
Continue reading...Save Money through Buying in Bulk
Tuesday, July 1, 2008
Does it always seem like you are running out of this and that and making more than one trip to the grocery store? It can be frustrating, not to mention expensive, to stay in this cycle. The solution may be to stock up on those needed items. Buying in bulk has become a popular [...]
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Thursday, January 7, 2010
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