Tag Archive | "rates"
Small Business Owners Gather in Nation’s Capital to Fight the Swiping of America
Main Street America says excessive swipe fees hinder job growth and unfairly raise consumer prices Small business owners from across the country joined Consumers for Competitive Choice (C4CC) President Bob Johnson, Executive Director Jim Conran, and Jennifer Cavallaro, Owner of The Beehive Cafe in Bristol, RI in Washington, DC, today to discuss with Members of Congress [...]
Continue reading...Thinking Of Cutting Up Your Credit Cards?
Wednesday, February 3, 2010
Getting a new financial start in the new year may mean ditching credit cards in favor of cash. Although living without credit cards has financial benefits, a Kansas State University expert said there are a few things to consider before taking scissors to your plastic. “Living card-free takes away a lot of the spending temptations and generally [...]
Continue reading...The Debt Diva Cautions New Credit Card Law Does Not Protect Against High Interest Rates
Monday, February 1, 2010
Clarky Davis, The Debt Diva, Warns New Credit Card Accountability, Responsibility and Disclosure Act is Not A Cure for Financial Woes Clarky Davis, The Debt Diva and credit advisor at CareOne Services, Inc. today counseled that the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) has new regulations that will benefit consumers; however, the [...]
Continue reading...Debt Settlement Foundation Helps Consumers Reach Financial Freedom in 2010
Monday, February 1, 2010
The Debt Settlement Foundation announces its launch of a new website to help consumers eliminate debt, modify their spending habits, and focus on a solution that will guide them to a more financially stable life. “At the Debt Settlement Foundation, we help clients settle their total outstanding unsecured credit balances significantly,” says Debt Settlement Foundation [...]
Continue reading...Mortgage Rates Inch Lower
Monday, February 1, 2010
The average conforming 30-year fixed mortgage rate fell for the fourth consecutive week, settling at 5.13 percent according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.49 discount and origination points. The average 15-year fixed mortgage dropped to 4.54 percent but the larger jumbo 30-year fixed rate moved higher to [...]
Continue reading...Consumers Encouraged to Protect Their Privacy Online
Thursday, January 28, 2010
iKeepSafe, Florida Attorney General Bill McCollum and AT&T Recognize National Data Privacy Day by Providing Consumer credit card Tips on How to Protect Your Privacy Online The Internet offers an exciting world of information and entertainment at the click of a mouse. Consumers are spending hours surfing, shopping, playing games and communicating online, but as with [...]
Continue reading...Mortgage Rates Down for a Third Straight Week
Friday, January 22, 2010
The average conforming 30-year fixed mortgage fell again this week, to 5.15 percent according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.45 discount and origination points. The average 15-year fixed mortgage dropped to 4.56 percent while the larger jumbo 30-year fixed rate retreated to 5.93 percent. Adjustable rate mortgages [...]
Continue reading...Mortgage Rates Move Lower
Monday, January 11, 2010
The average conforming 30-year fixed mortgage decreased this week to 5.26 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.43 discount and origination points. The average 15-year fixed mortgage fell to 4.67 percent while the larger jumbo 30-year fixed rate inched lower to 6.14 percent. Adjustable rate mortgages [...]
Continue reading...New Tools and Research for 2010 Tax Season
Saturday, January 9, 2010
Bankrate’s 2010 Tax Guide features tax calculators and information on all the important rates and deductions for consumers’ tax filings Now that the New Year is here and tax season is fast approaching, Bankrate, Inc. released its 2010 Tax Guide, filled with tips and tools to help consumers avoid frustration when filing their taxes. With almost [...]
Continue reading...Commercial Real Estate Loan Prices Rise in November
Thursday, January 7, 2010
Values Increase Modestly After Declining in October The aggregate value of Commercial Real Estate (CRE) loans priced by DebtX that collateralizes CMBS increased to 77.7% as of November 30, 2009 from 76.9% as of October 30, 2009. The aggregate value is down from 81.3% as of January 30, 2009. “Loan prices in the CMBS universe rose modestly [...]
Continue reading...Mortgage Rates Rise for the Fourth Consecutive Week
Friday, December 25, 2009
The average conforming 30-year fixed mortgage increased this week to 5.24 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.45 discount and origination points. The average 15-year fixed mortgage moved higher, to 4.62 percent while the larger jumbo 30-year fixed rate inched upward to 6.16 percent. Adjustable rate [...]
Continue reading...Economic Stimulus and Low Rates Tempt Buyers to Bite Into the Housing Market - Chew on This Mortgage Expert’s Advice First
Saturday, December 5, 2009
For many homebuyers and homeowners, historically low rates and the new tax incentives on real estate in the government’s economic stimulus bill are like manna from heaven. But if you’re a first-time buyer or looking to refinance your existing home, here’s something you should chew on first: the latest book by mortgage expert Dale Vermillion, [...]
Continue reading...Spiking Credit Card Rates Make for a Bleak Black Friday
Wednesday, November 25, 2009
With the economy in a holding pattern and the holidays just around the corner, many New Jersey consumers feel forced to rely on credit cards for their shopping needs, but dread doing so. Why? Chances are they’ll have more trouble paying them off than ever before. In fact, recent reports show that many consumers have seen [...]
Continue reading...Debt Repayment Plan Interest Rates Drop
Monday, November 9, 2009
With millions of Americans struggling to repay their credit card debt, it may be a good time to consider a debt management plan (DMP) offered by many nonprofit credit counseling agencies. That’s because people with large balances and high interest rates who enroll in a DMP are receiving favorable repayment terms from a variety of [...]
Continue reading...Debts: Wipe Them Out or Simply Manage Them
Thursday, August 20, 2009
When debt gets out of hand, it becomes a major source of stress. But with patience and these strategies, you can be debt-free in no time. * Know how much debt you have. List down all your debts and make a repayment plan. Finish paying the debt with the highest interest rate and so on. A debt [...]
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Saturday, February 6, 2010
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