Tag Archive | "recession"
‘Tis the Season for Shopping Smarter: Generation Planning Savvy Shopping This Holiday Season
According to a new holiday shopping survey by iLive, more than one-third (37 percent) of shoppers plan to shop smarter during their quests for the perfect gifts this holiday season. Whether they are bargain hunting online, looking for special sales or cutting coupons, shoppers are more focused on getting the most for their money. For nearly [...]
Continue reading...Affordable Prices Draw Investors to Real Estate
Thursday, November 12, 2009
Affordable prices and foreclosures are attracting investors to the real estate markets today, and the number of consumers interested in investing in real estate has doubled since March 2009, according to the new Move.com Homeownership Survey released today. Low prices and foreclosure bargains have also become the most important reasons motivating buyers today to purchase [...]
Continue reading...Recession Changing Workplace Expectations of Millennials
Monday, November 9, 2009
Over half (55 percent) of Millennials have experienced a layoff or loss of work in their family within the past year, and nearly three-fourths (72 percent) feel threatened by a possible layoff or loss of work in the coming months, according to research conducted by Lumin Collaborative, an integrated communications agency network consisting of five [...]
Continue reading...Greater Access to Efficient and Flexible Donor-Advised Fund Capabilities
Wednesday, November 4, 2009
Several enhancements to the Bank of America Charitable Gift Fund, one of the nation’s leading donor-advised funds are now available to help the state of personal finance of many people. These enhancements include the ability for donors to create a customized donor-advised fund that aligns to their personal giving strategies through an innovative online portal. [...]
Continue reading...Surviving the Job Market in a Perilous Economy
Monday, November 2, 2009
In an economy where unemployment rates are at an all-time high, personal finance advice on how to survive in the working world can be extremely valuable. In their new book, “Mr. and Mrs. Smith’s Employment Survival Guide” (published by AuthorHouse), co-authors Odie and Daval Smith offer readers both practical and spiritual insight into how to [...]
Continue reading...3 New Fees From Credit Card Companies Punishing Their Best Customers
Monday, November 2, 2009
There are three of the new credit card fees that some credit card companies are implementing. Due to the new regulations coming into effect in early 2010, the credit card companies are looking for new ways to replace some revenue that will likely be lost. If you pay all your bills on time or never [...]
Continue reading...Mortgage Rates Post Mixed Results
Friday, October 30, 2009
The average conforming 30-year fixed mortgage rate inched higher to 5.35 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.37 discount and origination points. The average 15-year fixed mortgage was also up slightly to 4.74 percent while the larger jumbo 30-year fixed rate sank to 6.40 percent. Adjustable [...]
Continue reading...What Can Consumers Do to Raise Their Credit Scores?
Monday, October 26, 2009
Many American consumers are wondering how the changes will affect them, how soon those changes will take place, and how to raise their new credit card scores. Firstly, while this new scoring model was released a few months ago, it won’t likely affect any of us for several years. It will take time for it to [...]
Continue reading...Qualified Home Buyers Rejected for Questioning Their Credit
Monday, October 26, 2009
If consumers question a credit account, it could cause them to be refused a mortgage loan even though they meet all other loan requirements, according to credit expert Eddie Johansson, president of Credit Security Group. Johansson suspects this is a result of confusion about how to interpret and implement a new policy by Fannie Mae, the [...]
Continue reading...Teamsters Applaud Vote on Consumer Financial Protection Agency
Friday, October 23, 2009
Teamsters General President Jim Hoffa today praised the House Financial Services Committee for voting to create an agency that will protect the personal finance of consumers from unscrupulous banks. The committee passed H.R. 3126 by a vote of 39-29. “Banks had a golden rule: They broke the rules and took the gold while regulators looked away,” Hoffa [...]
Continue reading...Hard Times for Restaurants Good Times for Diners
Wednesday, October 21, 2009
The results of Zagat’s 2010 America’s Top Restaurants survey were released today on ZAGAT.com, covering thousands of eateries across 45 U.S. markets. In the survey, over 145,000 diners shared their opinions about dining, especially on how the past year’s economy affected the restaurant business industry. Hard Times: This year, the national percentage of meals eaten out [...]
Continue reading...Seventy-Nine Percent of Consumers Feel They are Paying Too Much for Auto Insurance
Monday, October 19, 2009
Survey data shows that lowering auto insurance premiums is very important to consumers shopping for insurance, but some consumers are hindered by a lack of knowledge and focus when making key decisions. Consumers proactively seek reduced auto insurance premiums The recession has had a strong impact on many consumers, causing them to seek ways to save money [...]
Continue reading...New Model for Chinese Real Estate Developers: Fast-turn Around
Monday, October 19, 2009
Evergrande Real Estate, seeking accelerated growth, sold 4.537 million sqm of floor space during the first three quarters of this year, with sales revenue of RMB23 billion, a year-over- year increase surpassing 150 percent. During the third quarter, the developer sold 2.303 million sqm of floor space, with sales revenue reaching RMB12.33 billion. As such, the [...]
Continue reading...Protect Your Identity; Protect Your Financial Future
Friday, October 16, 2009
It’s a feeling that sends chills down your spine. You feel alone, confused, and angry. Unfortunately it is a feeling experienced by many people each year — it’s the feeling caused by identity theft. Claiming millions of victims each year, identity theft is one of the fastest growing crimes against personal finance in the United [...]
Continue reading...Minimize the Seasonal Ups and Downs of Energy Bills for Budgeting
Sunday, October 11, 2009
With colder weather just around the corner, DTE Energy is reminding budgeting-conscious customers they can take the seasonal ups and downs out of their energy bills by signing up for its BudgetWise Billing program. Customers enrolled in the program manage energy bills by paying the same amount for gas and/or electric service for 11 months. “In [...]
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Thursday, November 12, 2009
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