Free Investment Advice

Never Drag Your Forbearance Longer Than Necessary

If you find that you are falling behind in student loan payments, you can request forbearance.  A forebearance is when your lender agrees to a repayment plan on your mortgage. It usually involves a substantial down-payment and increased monthly payments.This is a temporary solution that is granted for those experiencing financial difficulty. In order to qualify, [...]

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Pay Those Federal Loans Off First

This current recession has brought about much angst over student debts and repayment.  A poll of college graduates was taken in 2007, which showed that these graduates were struggling to pay back their loans. The statistics in this poll also revealed that 44% of the college graduates were postponing buying a home, 28% were delaying having [...]

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Why Credit Card Charges are Unlawful

Source: creditcard.co.uk According to consumer law, any charges credit card providers levy on their customers for breach of contract must be relative to the actual administrative costs they incur. However, over the years these companies have been getting away with fining their customers extortionate amounts whenever a credit card repayment date has been missed or a customer [...]

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