Tag Archive | "savings"
70% of Americans Think It’s Harder To Get Rich Now Than It Used To Be
New Bankrate poll shows that Americans are less confident that they and their peers can find wealth in 2010 A new study released by Bankrate, Inc. shows that the majority of Americans think wealth is beyond their reach and that it won’t be easier to get rich any time soon for retirement. The poll, conducted [...]
Continue reading...10 ways to save $10,000 in 2010
Monday, January 11, 2010
Economists are looking to 2010 to be a better year financially especially for savings, but just because Wall Street is improving, that doesn’t mean things are better on Main Street. Most Americans are still looking for ways to live more on less money. Author Leah Ingram’s new book, Suddenly Frugal: How to Live Happier and Healthier [...]
Continue reading...Tips for Financial Success in 2010
Saturday, January 9, 2010
There is no doubt that 2009 was a rough year for many Americans. Consumers saw record high unemployment, credit card lines cut and an increasing number of debt repayment delinquencies. One positive statistic was that in 2009, consumers saved more than ever — reaching a personal savings rate high of 6.4 percent in May. This [...]
Continue reading...Surviving the Post-Holiday Shopping Blues
Wednesday, December 30, 2009
MMI offers advice on how to celebrate the New Year debt-free Opening gifts is a ton of fun. Opening the resulting bills is not. Yet every holiday season millions of consumers use their credit cards to buy gifts when they don’t have cash. During the next couple of weeks, those bills will start rolling in and a [...]
Continue reading...Top Five Financial Tips for the New Year
Friday, December 25, 2009
Tips Help Consumers Keep Their Financial House in Order for 2010 Affinity Federal Credit Union has created a list of financial tips for the New Year to help consumers keep their financial houses in order as we head into 2010. Now that the New Year is upon us, there is no better time to re-evaluate your [...]
Continue reading...Don’t Let Black Friday Push You into the Red
Friday, November 20, 2009
More than 172 million shopping enthusiasts visited stores and websites over Thanksgiving weekend last year. If you’re planning on joining the masses for Black Friday 2009, keep in mind that the sales may be out of this world, but you could also run into some financial pitfalls. The Illinois CPA Society offers these tips for [...]
Continue reading...Holiday Traditions Prove to Be More Important During Recession
Sunday, November 15, 2009
When it comes to celebrating the Holidays, Americans have always relied on traditions to make the season special. From baking cookies, shopping, to singing Christmas carols, to decorating the tree, families draw on festivities to not only make memories, but also as a way to have fun and stay connected. This year they are putting traditions [...]
Continue reading...Affordable Prices Draw Investors to Real Estate
Thursday, November 12, 2009
Affordable prices and foreclosures are attracting investors to the real estate markets today, and the number of consumers interested in investing in real estate has doubled since March 2009, according to the new Move.com Homeownership Survey released today. Low prices and foreclosure bargains have also become the most important reasons motivating buyers today to purchase [...]
Continue reading...A Debit Card Christmas
Thursday, November 12, 2009
“Total retail sales and credit card usage are expected to rise 1.6% from a year ago, as consumers dip their toes back into the retail pool. General merchandise and apparel store sales (GMA), which more closely track seasonal spending patterns, are expected to rise 1.3%. After adjusting for inflation, both series essentially will be flat from [...]
Continue reading...A Few Ways to Save Money for the Household
Sunday, October 11, 2009
Budgeting can be implemented in as few as 5 minutes and others require more of a mindset change, but all will help readers save money! Here are some thoughts to try: *Buy all your food from the grocery store.* A very wealthy person I interviewed said that most people unknowingly throw their retirement savings away on new cars [...]
Continue reading...The Need For A Family Budget
Friday, August 21, 2009
The need for a budget is as important as the need to pay expenses. Every family unit, no matter how big or how small, needs to plan their finances. For sure, no one wants to run into a long list of debts. No one as well wants to lose a purchase they have paid a [...]
Continue reading...The Right Way To Budget
Friday, August 21, 2009
Does money pass through your hands easily? Do you find yourself scrimping and living on a few amount of money a week before payday? If the answer is “yes”, do not despair. Help is at hand. To make your budget a success, know where you stand. Get an accurate picture of your existing finance before you [...]
Continue reading...The Importance of Budget
Thursday, August 20, 2009
Do you ever find yourself dealing with money shortages every month? There might be some problems with your proper handling of your money. First and foremost, you have to learn the basics of proper spending and saving. Knowing the basics first will guide you through the process of money management easily. But first, let us take some [...]
Continue reading...How To Live Frugal
Thursday, August 13, 2009
Tired of all the numerous expenses you can not get rid off? Start saving. Stop spending too much. Live frugal. Here are economical ways for you to get started in saving. * Keep track of your spending list.Keep a journal of everything you purchase. At the end of every month, review your spending priorities and then, make [...]
Continue reading...How To Have A Stress-Free Saving and Spending of Money
Wednesday, August 12, 2009
Personal financing of your money is something that needs much of your discipline to make it work well. Here are tips to have an ideal saving and spending of your money. 1. Have yourself paid first. Aim to put away at least 10% of your pre-tax income into your savings account. 2. Be strict in spending less than [...]
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Wednesday, January 13, 2010
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